Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Calder Financial

    Hello everyone

    Just some advice needed if possible, I have sent my rewuest for my credit agreement and the second letter (account in dispute) both of which they have received and signed for. However they have never acknowledged my request and continue to hassle me. I had not heard anything for about 8 weeks until today when I received a letter entitled Pre legal notice saying the usual things they can do.
    So just wonderd what to do now do I ignore? or do I send the failure to comply letter on here?

    Any help would be great

    Thanks
    Mark


  2. #2
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    Default Re: Calder Financial

    did you send the cca and diapsute letter by recorded mail, if yes then just ignore the fools

    PGH7447


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  3. #3
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    Default Re: Calder Financial

    yes I did and both were signed for, they have just never acknowledged them at all


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    Default Re: Calder Financial

    their probem not yours - ignore them or better still report em to the OFT etc

    PGH7447


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  5. #5
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    Default Re: Calder Financial

    Quote Originally Posted by PGH7447 View Post
    their probem not yours - ignore them or better still report em to the OFT etc
    yes well I think I will send them the letter telling them I will not respond to anymore letters until they provide what i've asked for, and will report them for harassment if they continue to threaten me


  6. #6
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    Default Re: Calder Financial

    Did you include the £1 fee? Has your cheque or PO been encashed?

    “The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

    If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

  7. #7
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    Default Re: Calder Financial

    yes i included a postal order, but how can I check if thats been cashed?? does it matter anyway?


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    Default Re: Calder Financial

    You would have needed the serial number on the PO to check via the Post Office. Doesn't really matter - as long as it was included. Don't want to give the buggers any room to wriggle.

    To cover yourself in any possible litigation, it may be worth sending that letter suggested by Mark asap, recorded, to remind them that they have failed to meet their obligations.

    “The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

    If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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    Thumbs up Re: Calder Financial

    Quote Originally Posted by DonkeyB View Post
    You would have needed the serial number on the PO to check via the Post Office. Doesn't really matter - as long as it was included. Don't want to give the buggers any room to wriggle.

    To cover yourself in any possible litigation, it may be worth sending that letter suggested by Mark asap, recorded, to remind them that they have failed to meet their obligations.
    Yeah will do



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