Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I understand that Deeds and Notices of Assignments must comply with the Law of property Act 1925 but can anyone tell me what bits specifically they need to comply with please?
s136 and s196 are the ones to look at. Expect the creditors to disagree with anything you say.
As I see it, when a debt is assigned, you should be notified by the creditor. What actually happens (in lots of cases) is that the NoA comes from the assignee (DCA) on paper with the Original Creditors letterhead (fraud in my opinion) This is covered in s136
s196 covers how notices should be sent and it states that such notices should be sent by registered post (Recorded Delivery in todays money) but as you may be aware, they don't
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor