Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi, if you are in negative equity the OR will normally let you buy your interest in the property back for £1 plus fees, providing that you can afford to carry on the normal repayments
this one is a bit more dificult to answer so ill throw it out as im unsure how this would work
if i get up to date and then decide to rent my house can i rent it all out and move to a family member as if i carried on it wolud end up back into arrears
not during the banruptcy as the OR would take the income from the rent and not pay the mortgage, after the bankruptcy finishes and once you have bought the interest back you can do as you wish witht the property
ahh, a lodger is a bit differnt, there are special rules for if you have someone lining with you rather than you renting the whole house out. Its called something like the rent a room scheme and the rent has to be less than about 70 pw.