Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Will I Lose My House If I Go Bankcrupt

    Dear Forum

    does anybody know what wil happen to my home if i decide to go bankcrupt

    its in negetive equity

    im unemployed and the goverment pays two thirds of my mortgageicon
    im in arrears which is another worry about 3000 and now stabilised

    if anybody can help me out id be very grateful

    all hail


  2. #2
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    Default Re: Will I Lose My House If I Go Bankcrupt

    hi, if you are in negative equity the OR will normally let you buy your interesticon in the property back for £1 plus fees, providing that you can afford to carry on the normal repayments


  3. #3
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    Default Re: Will I Lose My House If I Go Bankcrupt

    thanks for that debtinfo

    this one is a bit more dificult to answer so ill throw it out as im unsure how this would work

    if i get up to date and then decide to rent my house can i rent it all out and move to a family member as if i carried on it wolud end up back into arrears

    cheers mighty f


  4. #4
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    Default Re: Will I Lose My House If I Go Bankcrupt

    not during the banruptcy as the OR would take the income from the rent and not pay the mortgageicon, after the bankruptcy finishes and once you have bought the interesticon back you can do as you wish witht the property


  5. #5
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    Default Re: Will I Lose My House If I Go Bankcrupt

    so if i need to move a lodger in to cover the mortgageicon as im only geting 2/3 rds paid i cannot do it a the OR will take this off me as income

    thanks for the info


  6. #6
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    Default Re: Will I Lose My House If I Go Bankcrupt

    ahh, a lodger is a bit differnt, there are special rules for if you have someone lining with you rather than you renting the whole house out. Its called something like the rent a room scheme and the rent has to be less than about 70 pw.


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    Default Re: Will I Lose My House If I Go Bankcrupt

    Bankruptcy - The Home

    This may help you x



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