Thread: Unfair Terms in Contract advice

Hi,

looking at taking action against a creditor for an unfair term related to early settlement and Rule of 78

Am I correct in the assumption that if the term is unfair, it is unfair full stop and thus ANY monies paid in respect of that term should be claimed

So,

say the balance is currently £48k, but the Rule of 78 calculation gives a total settlement of 68k, then the 20k (68k - 48k) should be claimed?

Really, no one?

As shown in the example above, amount extra of 20k (example only) on top of the standard owed balance of 48k is purely due to the one term which I believe is unfair