Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Am hoping someone (in the know) may be able to give me some help/advice. I am in process of returning my vehicle to GMAC as I have reached the halfway stage on my payments and can terminate my agreement.
I have started the process and have received their T&Cs on VT. One of which states that the vehicle must be returned with necessary service documents (or log book stamps), otherwise a charge of £170 will be implied
Does anyone know if this means:
1) If you have no service history you will be charge £170 or,
2) If you have no Evidence of the services you have had done you will be charged £170
If these terms & conditions they are referring to were not part of the original T&Cs you signed at the beginning, then I think they will be on dubious ground trying to enforce it.
Within your original contract it should state under the VT section that you must have;
1) paid 50% of the total value and
2) maintanined the vehicle in "reasonable" condition.
If you have met both these conditions then it further says "you will have nothing more to pay". A charge of £170 for not having the service book stamped is therefore asking you to pay more, which is contrary to the contract.
VT with GMAC help!?
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