Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi All.
Have been reading the site for about a week, and am now ready to start my fight. And am encouraging family and friends to do the same.
Have opened parachute account. For those (like myself) with a probably-not-so-good credit history, Bank of Scotland/ Halifax do what is called an EasyCash account. Basic account opened over phone, and while it presently takes 3-4 weeks to fully process, they have also opened an interim account for me, which is operable almost immediately.
Anyway, I digress. Am ready to send my Prelim letter (with £10 cheque) to Data Protection Manager, at Milton Keynes.
But one small (probably daft) question still. Who do I make cheque payable to? Is it to Abbey National PLC, or do they send it to the Data Protection Agency (thus make it payable to them instead)?
Oh no, another daft question I'm afraid, guys.
Have just re-read the SAR letter I am going to send tomorrow (recorded delivery.)
From templates library. In opening paragraph, the second line reads "Alternatively, a complete set of statements for that period will be acceptable."
If I include that line, will Abbey use it as another stalling tactic?
i.e Will they write, saying that statements will cost me £xx?
Or as I have given the alternative of transaction list, and £10, is this irrelevant?
Will the 40-day clock still be ticking anyway?
Hope this question makes sense, and sorry its another daft one.
Cheers, R1.
I think the reason it is their is that Abbey may come back and say the charges information is not stored seperatley from the statements data and would require more time for it to be collated, therefore we give them the option of sending complete statements to save them time (ha ha ha) but they will still stall it across the 40 days - they will write saying microfiche isnt covered we'll use your £10 to apay for copy statements, but as you know this wouldnt keep them to a particular time limit..... hopefully once the information commissioners office assesses abbeys record systems on 6th September it should become clearer how to progress with obtaining the information required.
Hi All.
Have been reading the site for about a week, and am now ready to start my fight. And am encouraging family and friends to do the same.
Have opened parachute account. For those (like myself) with a probably-not-so-good credit history, Bank of Scotland/ Halifax do what is called an EasyCash account. Basic account opened over phone, and while it presently takes 3-4 weeks to fully process, they have also opened an interim account for me, which is operable almost immediately.
Anyway, I digress. Am ready to send my Prelim letter (with £10 cheque) to Data Protection Manager, at Milton Keynes.
But one small (probably daft) question still. Who do I make cheque payable to? Is it to Abbey National PLC, or do they send it to the Data Protection Agency (thus make it payable to them instead)?
Thanks in Advance, R1.
Great going ..I`m in Portsmouth too... Started claim by taking £10-00 note! into Cosham branch on 17 th. May.(with 1st request for statements letter..).Thanks to stumbling my way round ""A Computer!" and learning on the job via this website and Consumer Association links,... am about to send in 1st letter of request for refund ""Thanks to this brilliant website and helpful contributors ...Read the FAQS in Consumer Association website.. )Step by Step guide,) I (believe others simply put "Abbey Bank ," or "abbey," on their cheques..Still got much to learn , but making steady progress for a total claim of over 7 thousand pounds!! Worth it eh?? ......Play Up Pompey,...
Revolution V Abbey
. For those (like myself) with a probably-not-so-good credit history, Bank of Scotland
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Re: Revolution V Abbey
Originally Posted by revolution1
