Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 2 of 2
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Alliance Leicester Credit Card

    I have an Alliance leicester credit card that was taken out over 6 yearsicon ago i have written requesting CCA from MBNAicon (Alliance Leicestrer) I finally got a reply Could you please advise if it is enforceable.

    In the cover letter they have said that enclosed are -

    a. A copy of the executed agreement with tick box as signatureicon (the actual document looks as if it has been created on Word - it is on seperate sheets)
    b. Up to date terms and conditionsicon (again photocopies with no signatures but lots of small print. And they do mention variable rates everywhere)
    c. Photocopies of recent statements)

    My questions are as -
    1. It does not state a credit limit (just says - we will decide whatever) is it enforceable?
    2. As it states variable APR is it enforceable?

    Also as this application was done online, does tick box make it a legal document?

    Lastly the tick box refers to MBNA but at the time i believe the agreement was with Alliance Leicester.

    Thanks for your help


  2. #2
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    West Midlands
    Posts
    4,737

    Default Re: Alliance Leicester Credit Card

    you could upload the agreement after removing personal information (try using a host such as Photo bucket) I am sure someone will advise you about the agreement.

    Andy

    Advice is based on my personal opinion, and what I have learnt from this forum.
    If you need legal advice please consider consulting a lawyer.



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE