Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    DipsyDoo Novitiate

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    Default RBSCharges after test case-Please explain

    Can someone please set me right on this;
    My claim with the RBSicon after the test case i was told by the bank i cant claim my charges back because thats what the main court decided,So
    How come they see it right to persue me with debt collectorsicon and say they will take me to court???? Surely if a court says i cant claim,They cant.


  2. #2
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    old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative

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    Default Re: RBSCharges after test case-Please explain

    They can take you to court to claim the balance of an account.

    Advice is based on my personal opinion, and what I have learnt from this forum.
    If you need legal advice please consider consulting a lawyer.


  3. #3
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    Default Re: RBSCharges after test case-Please explain

    DispsyDoo
    The banks have been saying their charges are legal all the way along, it's just a scare tactic to put you off claiming. Don't listen to them, just follow the advice on this site. You can go to the omsbudsman or the courts to try and get the money back. as for the debt collectorsicon. once you have started your claim for instance say you are going down the Ombudsmanicon route you can then write to the the debt collectors telling them that the account is in disputeicon and the ombudsman is looking into the matter. That should get them off your back.

    pmahonc


  4. #4
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    srfrench Highly informative srfrench Highly informative srfrench Highly informative srfrench Highly informative srfrench Highly informative srfrench Highly informative srfrench's Avatar

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    Default Re: RBSCharges after test case-Please explain

    PMA's speechless!

    srfrench

    Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE