on my statements i discovered that i had taken out this insurance at the start of my loan.

firstly, it was added on to the capital sum.

secondly, and rather, stupidly, i didnt realise i had it when i was made redundanticon.

thirdly, they took me to court so the loan finished early.

a few questions;

1) surely the premium should have been paid in monthly amounts.

2)were they neglecting their fiduciary duty when not informing me that i should use my repayment insurance

3) as they forced the term of the loan to end early should they repay part of the premium pro rata?

if any one has any thoughts i would appreciate your help

cheers

Similar Threads: