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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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POWER TO CONTACT chasing for CSL


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hi forum

i get these letter cycles for another yes another debt ill post which company later when iv been through my library to work out who it is

im worried ill get a cap in my ass from some gangsta geeza what with the name n all

anybody know of these twerps and what the moa is???

 

thanks forum

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Power to Contact need to be renamed "No power whatsoever"

 

A complete joke and a waste of space, there will be no contact 'Manager' turning up at all, the fact that they don't even have the staff or the money to send these idiots out on the street is another string in your bow.

 

File under ignore, and if any such knuckle head does grace your property a glasgow kiss and a strong word will put paid to any more intended visitis!

 

Can't remember who 'Power to Contact' is? It is a psudoname for some laughable DCA I know that.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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hi forum

i get these letter cycles for another yes another debt ill post which company later when iv been through my library to work out who it is

im worried ill get a cap in my ass from some gangsta geeza what with the name n all

anybody know of these twerps and what the moa is???

 

thanks forum

Picture005.jpg

write a letter to the registrar of companies crown way maindy cardiff with a copy of their letter an complain that they are a limited company and have not stated their true status the registered company number and registered address on their letter

 

you could also point out that you are aware that others have complained about this company and you expect the registrar to take firm action as they continue to flout company law

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Hi,

 

They knocked my door twice in 2 days, the 2nd visit being 8a.m.! Not impressed!

 

OH answered to both times and they just left a card and went away without any problem. Not been back since.

 

In my case it was on behalf of Debitas (Capital 1)

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dicky dicky

what did you get from companies house - worth a carrot?

got any templates of letters sent to either

ill send em

just for my records when i have some money

cheers

 

they acknowledged and YES they will order them to alter their letterheads

 

just write and enclose a ocopy of their letter and say that it should have \LTD on it and their company number and registered office

 

why not give them some aggravation- however minor doesnt cost you anything other than the stamp

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I had a visit from Powerless !

 

Quite funny really, he was obviously a self employed freelancer acting on behalf of Capone/Debitas, when I opened the door he was fumbling with about six ID cards hanging round his neck trying to 'find' the correct ID for who he was 'representing' although he thrust his mobile towards me asking me to talk to Debitas he quickly left when told no cca no pay!

 

As I said Powerless - nothing to fear even IF they turn up.

 

Beachy

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Pity you didn't get a pic of his id stuff, then you could have reported him to the tax office, odds on he is not declaring his pitiful earnings from this company and may also be signing on...

 

Doorstepping is now being widely advertised as being a 'professional' job and people should trained and licenced similar to bouncers..... if only!

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Hello Folks!

 

Further to what DD has pointed out, that Power 2 Annoy Letterhead has indeed failed to show their Company Number etc.

 

Anyone getting a similar letter should report them to Companies House.

 

BTW, whilst Credit Solutions Limited is part of the same rotten group as Power 2 Annoy, the latter is also a Company, so any complaint needs to be in relation to the correct Company.

 

If in doubt, check the Company details here (it's Free):

 

Companies House

 

The current details for Power 2 Annoy are:

 

Name & Registered Office:

POWER 2 CONTACT LTD

CAPELLA COURT

BRIGHTON ROAD

PURLEY

SURREY

UNITED KINGDOM

CR8 2PG

 

Company No. 04791083

 

Cheers,

BRW

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Pity you didn't get a pic of his id stuff, then you could have reported him to the tax office, odds on he is not declaring his pitiful earnings from this company and may also be signing on...

 

Doorstepping is now being widely advertised as being a 'professional' job and people should trained and licenced similar to bouncers..... if only!

 

now now silly girl- when creditors refer to all debtors as **** and avoiders you would be the first to complain

 

yet here you are tarring all of THEM with the same brush

 

the vast majority of them are working people like you and me just doing their job and are harmless enough

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I agree DD they are only doing a job and earning a living.

 

BUT they do not play by the rules!

 

I have just re-read the reply letter that P2C sent after I complained to them and one sentence goes "In relation to subsection 2.12 of OFT guidelines doorstep visits must give adequate notice of the time and date of visit".

 

They knocked my door twice in 2 days and the 2nd call was at 8.05 in the morning, so you can imagine, my thoughts were pretty much the same as sillygirls that day!

 

It also states that the Armstrong v Sheppard (1959), (which is used in the doorstep collections template letter on here) is dependant on each individual circumstance and only such order to refuse access can come from a Court and not from the individual. I should mention this in my response too I guess but need a pointer, where to find it.

 

I have yet to respond further to their letter but will be asking for evidence from them as to when they made the appointments with me!

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not all of them play by the rules i agree

 

but then neither do all of the debtors-

 

 

the reason they call so early/late is because you are likely to be at work anytime between 8am and 5pm

 

 

it sometimes pays to try to understand the other sides point of view as well as your own!

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IMHO and just my twopenoth - a job is a job and I agree that times are hard, but I too have lived through hard times and just like other professionals a person needs a certain 'aptitude' to carry out certain work.

 

Just as like me a fully trained SRN, I would never think myself able to take on a Doctor's job.

 

My point being, one needs a personality to fit the job, and I'll say no more on the subject.

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"My point being, one needs a personality to fit the job"

 

 

Theres a thought.....obviously the CSA have not thought of offering personality courses as far as I am aware.

Cant see anything about it in their codes of practice either:rolleyes:

 

 

Maybe Crudit today will beat them to it now............

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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now now silly girl- when creditors refer to all debtors as **** and avoiders you would be the first to complain

 

yet here you are tarring all of THEM with the same brush

 

the vast majority of them are working people like you and me just doing their job and are harmless enough

 

Rubbish. Decent people don't prey on nor try to terrify their fellow citizens

 

Decent people would rather starve than be a parasitic debt collector:x

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Well, I too worked with some lovely people a long time ago and I used to have to send them out knocking doors to try and collect unpaid debts.

 

I would add however, that the call was generally used as a last resort because no response was received from letters sent or telephone calls. I think that the majority on here are trying to deal with CCC's but the boot is on the other foot now and they(the CCC's) are incapable of responding with anything apart from their standard letters, which of course do not apply to many of the genuine people who are trying to sort things out and get a fairer deal.

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There are good and bad and occasional downright awful in all walks of life, and I guess if you are happy doing your job then you have to admit that if it is a job that many others would not have the conscience to do, in that they could not sleep at night, you have a different 'take' on life in general.

 

Life differs for everyone and what one sees as a pleasant job, others have not got the 'stomach' for it.

 

What I am trying to say is not that these jobs must not be done, but think about what you are asked to do and in what circumstances, and if you would not be happy doing it, or having these things done to a member of your family, then perhaps you are being asked to go a step too far.

 

People who get actual pleasure in the debt collection business should have a smattering of conscience, and education, and have a brain they can use, and not just be rude, arrogant, aggresive people who cannot string two words together that don't make a threat. In other words they should have MINDS and not be led by scripts.

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its just a bit desperate for people to be forced to work in industries like this what a sad world we have grown up into

some sad scrote in a dark room calling people up harrassing them for money

for 12500

only 19 knows no better

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Pity you didn't get a pic of his id stuff, then you could have reported him to the tax office, odds on he is not declaring his pitiful earnings from this company and may also be signing on...

 

He would be foolish not to declare his earnings - its not cash in hand, it is traceable from the DCA he's working for.

 

I have done some doorstep collection work in the past - the money is not always pitiful, some of the work can be paid well. It does depend on the nature of the work and he company.

 

Regards,

 

Mike

Edited by MikeBigg
to make it make sense
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