Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I was refused a full refund on a store card so issued online moneyclaim. After this was issued I was then made an offer of 1/2 of what I am owed. I had a message from their lawyer as follows:
" Dear Sir,
Our firm views the terms of the Consent Order to be entirely reasonable. The offer of settlement is made on a pure economic basis, to avoid further costs and court time. It is made without any admission of liability.
We believe that your claim is fundamentally flawed and we reserve the right to show this correspondence to the court and to apply for wasted costs on the basis of our offer being refused. Our settlement offer shall remain open for 10 days.
You may be aware of the decision in the Supreme Court which would no doubt bolster my Client's position "
The last paragraph mentions the Supreme Court decision back in November - but that was for bank charges. This is for store/credit card fees.
Does anyone have an opinion/advice on how I should respond please?
..........
& further to this I refused their offer and requested the FULL amount be refunded without prejudice & this was their response ....
" Dear Sir, Please note no area of law operates in isolation. My Client has confirmed that they are bolstered by the decision of the Supreme Court. As previously stated the offer remains open for 7 days. Thereafter our instructions are to prepare for the hearing. The Court will be made aware of any refusal which results in unnecessary court time when the issue of costs is raised "
So I have been offered approx 50% of the claimed amount. I stand firm for the FULL claim. In my reply would it be prudent to mention I'll accept the offer made thus far & go after the rest. What's best please??
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
So, should I have sent the claim letter to Barclaycard then, and not Argos?
Also, I didn't put on contractual interest, just simple 8% - is there a chance I can change this, or would you just say to go to court on Monday with Barclaycard POCs. (And, if I do, do I name Home Group Card Services as the Defendant or Barclaycard?)
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Lawyer tricks ...store card
& this was their response ....
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Originally Posted by dx100uk
