Thread: Mortgage charges.......again (sorry)

Hi,

Have had a toot around in this section but am still a tad confused as to what I can and cannot claim back.

mortgage was settled in August 2007 after fighting off 2 repossession orders and so have a fair few charges showing on my statements which I have just obtained through an SAR.

Can anyone tell me if I can also claim the following?

Formal Notice Charge

Litigation Pack Charge

Deeds release fee x 2 (2 repossession orders so they have charged me twice for this?!)

There are also various entries for Sols/Agents fees. Now whilst I accept they have to charge a solicitor to do the work for repossession, I am not quite clear as to whether they are able to charge again for the same thing (2nd repo order after first one was suspended)

mortgage Discharge

......and the dreaded ERC which I have read around that it is in fact nigh on impossible to claim, but I have a sour taste in my mouth at having had to pay this when I was forced into a position to sell my house due to circumstances beyond my control and not because I wanted to.

If anyone can advise that would be great

Thanks

xx