Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Re: Can i rent my property too Unemployed Brother, Can they claim housing benefit?>
As long as you set up a proper rental agreement then I would have thought it would be no problem.
That's my personal view, hopefully someone knowledgeable will comment later.
Best wishes.
Rae.
Re: Can i rent my property too Unemployed Brother, Can they claim housing benefit?>
You can get housing benefit if you rent from a family member but there has to be a proper tenancy agreement in place. Also if you currently have a mortgage on the property you will need to have permission from the lender to rent it out, assuming you are not on a buy to lease mortgage.
As long as everything is correct and above board there should not be a problem. I enquired last year with my housing benefit section as we nearly moved into a relatives property and that was what they told me.
Given the amount of housing benefit fraud there is going on though, they may look at things a little closer and I would just give your council a quick ring to check what their position is on it.
Re: Can i rent my property too Unemployed Brother, Can they claim housing benefit?>
You need to check if his entitlement would cover the rental value as a suitable property. Setting yourself up as landlord isn't cheap as you stilll have to fulfill the legal requirements.
If you have any financial ties with your relation..bank accounts, loans or mortgages these will be questioned.
Expect an increase in insurance and mortgage payments, if it's not already BTL.
Re: Can i rent my property too Unemployed Brother, Can they claim housing benefit?>
Hi, I may be wrong but i think you have a mortgage with capstone.
When i asked if i could rent out my house they told me only if all arrears were paid up to date. They also said they would charge me an extra 1% interest each month. They then said not to try and do it without telling them because if a tenant wanted to claim housing benefit etc the benefit agency would want proof from the mortgage company to say they agreed to the house being rented out.
Personally i think what does it matter as long as the mortgage company get their money. But we all know with capstone you can never win.
Re: Can i rent my property too Unemployed Brother, Can they claim housing benefit?>
That should apply to people who live with the relative not people who rent on a formal tenancy agreement a property from a relative who lives elsewhere.
Can i rent my property too Unemployed Brother, Can they claim housing benefit?>
The Consumer Forums
Reply With Quote
WON / 19 November 2007