Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 5 of 5
  1. 13th February 2010 15:32 #1
    edinburghtoglasgow edinburghtoglasgow is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         edinburghtoglasgow Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2010
    Posts
    2

    Default help required please

    hi im new to this forum, i hope someone can help me please i'm looking to reclaim my barclaycard charges

    shall I include the PPIicon charges or do I claim these separately?

    And how much interesticon do i add to the ppi charges?

    And lastly my closed Barclaycard account has a balance of £2296 and Barclaycard have registered a default in august 2007, theses charges are worth roughly half of this and I probably can clear the rest is there anyway I can bargain with them to remove the default?

    thanks

    Reply With Quote Reply With Quote
  2. 13th February 2010 16:14 #2
    craigers craigers is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         craigers Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    793

    Default Re: help required please

    you might as well try for the contractual amount.

    Craigers vs BOS Card Services

    Craigers vs BOS Card Services 2

    Craigers vs Cahoot Credit Card

    Craigers vs Cahoot Flexi Loan

    Craigers vs Cahoot Overdraft

    Craigers vs Egg Card

    Craigers vs RBS
    Reply With Quote Reply With Quote
  3. 13th February 2010 16:38 #3
    sea-sidelady sea-sidelady is offline
    Platinum Account Holder
    Help the CAG!!
    Make a donation         sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Lancs
    Posts
    9,531

    Default Re: help required please

    I will move your thread over to the Barclay's forum.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
    STEP BY STEP GUIDE...Read here
    F&Q's... Read here
     EVERYTHING YOU NEED THE A~Z GUIDE...Read here

         Go to our Cag Toolbar Download page here

    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

     Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .
    Reply With Quote Reply With Quote
  4. 14th February 2010 01:58 #4
    slick132 slick132 is offline
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    I am in
    Planet Thanet, Kent
    Posts
    16,323

    Default Re: help required please

    Hi EdtoGlas and welcome to CAG.

    Getting the default removed is probably the most difficult task in your case. Read up here - The Consumer Forums - Challenge a default on a disputed account and here - http://www.consumeractiongroup.co.uk...efault-issues/ You may find the Stickies at the top of the forums useful.

    If you claim compound contractual interesticon in addition to the charges, it could increase your claim considerably, especially if you have older charges. Read up on this in the Interest Tutorial at Link No6 in my signatuire below.

    You should deal with the PPIicon issue separately with BC - start a new threadicon for this aspect in CAG's PPI forum and you'll get answers there.

    Read the Reclaiming Guide at Link No1 in my signatureicon.

    This is the reclaim letter to use when you're ready to reclaim with your Prelim Claim letter - http://www.consumerforums.com/resour...s/121-bookworm



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.
    Reply With Quote Reply With Quote
  5. 14th February 2010 02:15 #5
    dx100uk dx100uk is offline
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
    Posts
    25,015

    Default Re: help required please

    just remember this is a creditcard so is not affected by the 'stay' and that you reclaim the charge+purchase int 'from the date you paid it' to the date of your claim.

    do a sep claim for the PPIicon

    there is a very nice sticky 'notes for claimants' at the top of that forum too

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE