Thread: Taomi Vs Barclays - All help greatly appreciated!!

Hi Everyone

I am about to start my proceedings and send the first letter to Barclays with the £10 fee.

I must admit I have read this site for the past 3 days but am still struggling to understand alot of the information, thats due to me not understanding the bank "jargon" very well. I have also read the pages where it explains what things mean but I'm hopeless honestly :-|

So any help would be greatly appreciated so that I don't go wrong somewhere.

With reference to the first letter, do I include the big heading of DATA PROTECTION ACT etc on it?

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Also, where do I sent the letter? My branch address or head office? I have read different opinions on here and would like to know what the majority do.

Thanks

Send the first letter to your local Branch.
I would suggest using Recorded Delivery for all correspondence.

Spotty

Thanks Spotty

I will send the letter off to local branch today. However I will have to send it by first class post as I am not in a position to access the Post Office easily due to work commitments. I will however endeavour to send all future correspondence that way.

Thanks again

Taomi,

Another course of action would be to takeit intoyour local branch personally. That way, your sure the bank has it. Remember to getsomeoneto sign for it though, that they've received it.

Hello again all

I have now received 6 years of bank statements but am unsure how to calcuate everything correctly - what am I looking for?

I have already searched through everything and looked for paid referral fee and totalled up £440 but I have been overdrawn alot more than they have charged me for and so I'm confused. Do they have to note down they have charged me or do I have to scrutinise every sum where I have been overdrawn to see if they have?

Unfortunately I have no regular net access now as I have broken my elbow and am off work - I'm in today to see the boss and so have been allowed access and will be able to come back in a bit.

Any advice again much appreciated.

Anybody?

Gotta go home now

Looks like I will have to give up on my battle now

dont give up, if you are back on and see this just pm me or email me I can help you - sorry someone didnt get to you sooner!

Hello again and thanks Fastpass for responding to me

I am back at work and whilst I was off, I managed to gain access to a computer and so was able to proceed with my battle (with the help of a friend who has already done it).

At present I am at the stage where I have sent lba and now the response time is up (yesterday) and I am starting moneyclaim. I am waiting for my friend to return from her holidays to help me get things right as I still feel clueless.

What scares me is that when people talk of going to court/hearings etc - is there a possibility that we actually have to go there and speak? If so, I will crumble and won't be able to do it :cry:

I have now set the ball rolling with Moneyclaim

However over the weekend I received a letter from Barclays offering half of the money owed. Obviously I am not going to accept it.

However from what I gather from the site, most people get their offer BEFORE they start to issue court proceedings so I am not sure what I do with this, do I ignore the offer or accept it as part payment? Also, do I need to tell them I've issued proceedings and am now claiming interest, therefore my claim is more that it was originially?

Now that you've filed, I would just politely inform them that you have done so but should they wish to settle the matter - in full - that they should credit your account with the capital plus the 8% interest plus the court filing fee.

You can guess the response you'll get can't you!

Thanks Welshman

Any ideas on how to word the letter folks?

Thanks alot