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I filed my MCOL yesterday - the Woolwich seem to be going to the very last second and then paying out - has anyone been unsuccessful with the Woolwich or actually ended up in Court? - if mine gets referred to my local Court I will also be at Dartford county court so anyone want to be my Court buddy? If I get sent a AQ how much is the fee and do the Woolwich then have to pay for this on top - I have stipulated that Im claiming court fees too.
Also my a/c with them has been closed for over a year - how will I receive a payment if I do receive one - do closed accounts take longer?
You will likely be paid by cheque...... make it clear thats how you want to be paid.
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I filed my claim with MCOL deemed served as from Monday.
Today have received a letter from Laurence White of Barclays basically saying they don't agree with my letter etc. and are not going to refund the charges. Part of the letter also says:
"Our records also indicate that last year we may already have disposed of a debt outstanding in your name, amounting to over £1000."
Basically, I entered into an IVA arrangement 18 months ago with Woolwich as one of my creditors. My claim against them now is for £2030 so even if they offset my debt they would still owe me £1030 and that's without taking into account what they actually get out of my IVA when it is settled (approx £420).
I've been unable to find anyone on here that's in the same position as me but was wondering if anyone knew what I should do next. Obviously I am proceeding with MCOL as I have already paid for it but should I give this guy a call on Monday to see if we can come to some sort of agreement or should I just proceed as normal?
Halifax - SUCCESS August 2006
Woolwich - SUCCESS January 2007
Case of waiting for them to submit defence now .........or settle !!
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How long are the generally taking to submit defences and/or settle? If I get sent a court aq can I send the cheque from someone elses cheque book - I can't find mine anywhere? I'm a bit nervous that because this case is slightly different what with me having outstanding debt etc that it might actually get to court.
Halifax - SUCCESS August 2006
Woolwich - SUCCESS January 2007
You will be fine.
They have to submit a defence within the 28 days. aq usually follows a couple of days later.......you then have 14 days to return it.
I would imagine a cheque thats not in your name is fine as long as you write the case number and your name etc on the back (in the top portion )
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Got home today to find an Acknowledgement of Service with the box of I intend to defend all of this claim ticked. Signed by James MacDonald (Pupil barrister). The email address for correspondence etc. is keith.jeremiah - he seems to be coming up a lot in the Barclays/Woolwich threads.
Just waiting now. Am really nervous about this - don't think being 7 months pregnant helps matters.
Halifax - SUCCESS August 2006
Woolwich - SUCCESS January 2007
I'm so nervous about this. Should I try emailing Me Jeremiah and acknowledge his Acknwolegement of Service and see if he wants to settle out of Court for £1500 - my total claim is for £2020. Could it really hurt to try and be reasonable rather than continue the Court process. I've just been reading on fool.co.uk about a person that has heard of another person actually ending up in court with Egg. If this reaches Court stage the likelihood is Im going to be a new Mum and having to cope with a new baby AND a court case is more daunting than anything I can think of.
Halifax - SUCCESS August 2006
Woolwich - SUCCESS January 2007
This is usual I got the same.
No point in comms.......they wont reply.
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Head up Rascal you have done nothing wrong, they have! You will win, I think we all have a case of the jitters the nearer things get to their conclusion!
You are not claiming against Egg...........Barclays have not defended 1 case......and yours aint gonna be their first one I can be 99.99.9 certain on that 1.
Think of What you could do with 500 .00.?
Better in your pocket than theirs
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Thanks think Im just feeling a tad disheartened as my claim with Halifax only took 7 weeks from start to finish and Ive been reading threads on here for Woolwich/Barclays where they get a court date for months later. I'm going on maternity leave in 6 weeks and it would be nice not to have to think of anything but myself and baby
Halifax - SUCCESS August 2006
Woolwich - SUCCESS January 2007
You can apply for judgment by default on moneyclaim. IF judgment is granted then you can apply for a warrant and you can call in bailiffs if you still haven't had your money returned. Though I'm afraid to say it is most likely they will submit a defence and will probably leave it to the last minute. Keep us posted and don't worry!
I'm calling in the baliffs now against woolwich......don't worry Rascal you'll win in the end x
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
When/if the Woolwich submit a defence will I be able to view it on MCOL and will the status of my claim on there change or do I just have to wait to receive the defence through the post?
Im still waiting to hear anything - they got til 19th Sept to submit a defence.
Hi all, hope everything is going well for you? I've been keeping an eye on this thread, I'm about to send my lba but I cant seem to find the MCOL you all refer to? can anyone point me in the right direction please?
Rascal v Woolwich
so anyone want to be my Court buddy? If I get sent a AQ how much is the fee and do the Woolwich then have to pay for this on top - I have stipulated that Im claiming court fees too.
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