I just recieved a letter from Alliance and Leicester in response to a written query regarding bank charges I sent them almost 3 months ago?
They say "We are satisfied that the bank charges you seek to reclaim were properly charged and the outcome of the legal proceedings confirms our position. We are therefore not upholding your complaint and we will not be refunding the bank charges you have complained about "
Incidentally I never started any pocedures just a query and a complain regarding the charges!
Any ideas where to go next?


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