Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well yesterday we received my partner's Yorkshire Bank Visa Statement, along with an enclosed letter stating that due to a review of Bank Charges they have now decided to lower them from £20 to £12!! Not sure if anyone else has received this letter or not, but when my partner queried the increased Bank Charges on the Current Account to £25, he was told the Ofcom rules were only applicable to Visa Accounts!!! Interesting I thought!
Precisely! When I handed my letter in at Hfx who I am claiming against, the chap who I have kind of become friends with from complaining so much, said exactly that would happen! He said they would just offset the costs against their other services, and suprise suprise YB are first to jump on the band wagon! It really makes me sick! Wonder how long before the others follow! Saying that Hfx did put there's up from £30 to £39 a few months ago! AAArrrrrrrgggggghhhhh!
Halifax plc - £1600 WON - received
Halifax plc - £925 WON - received
Halifax plc £370.00 WON - received
Yorkshire Bank - £1290 WON - received for boyfriend
Back to sort out Credit File and get back on track!
YB reduce charges!
Visa Statement, along with an enclosed letter stating that due to a review of Bank Charges they have now decided to lower them from £20 to £12!! Not sure if anyone else has received this letter or not, but when my partner queried the increased Bank Charges on the Current Account to £25, he was told the Ofcom rules were only applicable to Visa Accounts!!! Interesting I thought!
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Wonder how long before the others follow! Saying that Hfx did put there's up from £30 to £39 a few months ago! AAArrrrrrrgggggghhhhh!