Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have just received a letter and notification from MBNA, 'as a measure of goodwill', they have refunded my payments and interest charged for a miss-sold PPI. Ofcourse the letter also states that they feel the matter is now concluded.
My problem is that I feel some sort of restitutionary damages is also in order, but which is the best way to go about it, fos or Courts.
I have dealt with the FOS before and quite frankly do feel that they are a bit to ready to side with the banks. On the other hand I have no idea what would be involved in taking MBNA to court
Has anyone on here gone the court route? Do think this may be the longest course of action but as they have already paid back the PPI they cannot really argue that point.