Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi. Yes a bankrupt can be an account holder, but you must inform your supplier. It seems different companies act differently. The company I have knowledge of, close the old account at the date of the bankruptcy, allowing any debt to be included & they usually also fit Prepay meters, to avoid the possibilty of any more debt being created.
Daft really, as being bankrupt means you'd be breaking the law to incur further debt. Silly that energy suppliers would go a step further to fit more expensive prepay meters.
Saying that, neither of my suppliers had a problem with me holding an account during bankruptcy. (Eon, British Gits).
So what are the suppliers to do? Allow a potentially illegal debt to accrue or fit a prepayment meter. It's also not always true that prepay meters are more expensive. For some suppliers, gas especially, is often cheaper on a prepay meter than on a standard credit tariff.
Hi Guys,
Thanks for the replies.
The last thing I want to do is have credit of any sort!
But I have kept up to date with my account, and don't owe them a penny at the moment.
I'm just in the process of changing from Scottish and Southern to EDF.
Anyone know how EDF react?
Thanks
Can a bankrupt be an account holder?
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