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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Free computers and 1 years Broadband Internet for Families on Low Income.


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Free computers for low-income families

 

More than a quarter of a million families will be able to claim free computers and internet access under the Home Access programme. The programme is designed to boost the achievements of children from lower income families.

 

Apply via the Home Access website, or call 0333 200 1004

 

Home Access - Home Access

 

Home Access is a government drive which will help low-income families to get access to a computer and the internet to get online at home.

The Home Access programme will allow 270,000 families with children in years 3 to 9 to apply for grants to buy computers and broadband connections from approved suppliers.

 

If you are a low income family receiving certain benefits you could qualify for a grant to buy a computer and/or a minimum of one years’ internet access.

 

Depending on what you need, the grant allows eligible familes to buy one of the following packages:

 

1. full package (a computer, one year's internet access, service and support)

2. a computer with service and support only

3. one year's internet access only

 

You can also request an application form from the Home Access Grant Helpline by calling 0333 200 1004.

 

Check Eligibility;

 

Have a look at the eligibility requirements below. You may be able to qualify for a Home Access grant if you:

• Answer yes to three questions in Section one

AND

• Answer yes to at least one question in Section two

 

Section One:

Are you a parent or guardian responsible for and living with a child…..

…who is in school years 3 to 9?

…who attends a state-maintained school in England full time**?

…who has not already had a computer from a Home Access Grant or similar programme, such as Computers for Pupils?

 

Section Two:

Do you receive at least one of the following?

• Free school meals for your child***

• Income based Jobseeker’s Allowance

• Income support

• Child Tax Credit but not Working Tax Credit and an income of less than £16,040

• Guaranteed Pension Credit (not Savings Credit)

• Income-based Employment Support Allowance

• Support under Part VI of the Immigration and Asylum Act 1999

 

Contact Home Access if you believe that you are someone you know may be eligible.

 

PLEASE NOTE!

 

If you already own your own computer and already have a Broadband Internet Connection you may not be eligible.

:-|Impossible is I'M Possible:lol:

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I have to thank you I think it was you, discussing this very issue on another thread. I rang them up after reading your comment and found we qualify and the form arrived a couple of days ago. Just got to fill it in now.

 

My two kids have problems with their reading/dyslexic and they suggested it would be possible to get desktop with colored keys etc to help with the letters.

 

Daughter over the moon and said she could start to do homework online with the school, so we will keep fingers crossed.

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this is a slow move from the government many other countrys have it in place already - never the less a good move in theory. hopefully it will be successful, unfortunatly it is only those i believe on low income or single parents only who qualify, no mention yet for the disabled who would greatly benefit from such actions.

 

p.s. who is paying for it and is the connection to the internet free?

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Is this just for England looks like

brilliant idea

 

 

I have seen kids happy like never before. :D

:-|Impossible is I'M Possible:lol:

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Got the form in front of me, oh I have a panic just looking at forms. But from what I gather so far its aimed defiantely at the kiddies.

'You must be the adult responsible for the child you are applying for'

 

It also says first come first served so got to get it done rather than sit on the form like I tend to do.:)

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The form is really easy to fill out. Just take your time and go through it. If you dont understand anything then there should be Guidance Notes that came with the application and you can refer to them. It didnt take me long to fill it out.

 

I phoned up for an application form on the the 18th of January, got the application on the 23rd of January, sent it back the same day, received my documents (proof of my Child Tax Credit and Child Benefit) back on the 30th of January and another letter saying i had been given the grant. I am now waiting for a Card so i can buy a laptop from one of the Approved Suppliers.

 

I already have a pc but it is very slow and a pain in the neck at times. My daughter will be able to use the laptop when i am on the pc and there will be no more arguments in my house.

 

If anyone wants a list of the Approved Suppliers then send me a PM and i will give you the links.

 

I gave my mum the phone number to get an application form but she forgot to phone them so i did it for her. She will have me filling the form out for her as usual.

:cool::cool: Blondmusic :cool::cool:
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when the application pack arrives they ask you for an up to date letter from child benefit, well at least one thats less then a year old.

We all know that child benefit didnt send out letters of entitlement in 2009 because the government changed uprating day.

so the last one that eveyone will be able to find is 2008, no good

child benefit have been illundated with requests for letters, so if you are thinking of applying get in quick and phone child benefit as soon as possible

next letter isnt due out to April 2010

 

Shouldnt the children sitting their GCSEs exams get it as well, up the age limit ?

Edited by MIKEY DABODEE
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who is paying for these laptops?

 

I believe it is the Government who are paying for it. Great idea. I thought i didnt qualify until i read it in my local paper.

 

Micky, i had no problem finding a Child Benefit letter. I didnt have my Child Benefit number handy when i applied for Child Tax Credit so i had to call them and they would only give me the number in writing. They were pretty quick sending it though. I kept the letter and used it when i had to apply for the Home Access Grant.

:cool::cool: Blondmusic :cool::cool:
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I'll have to get off my bum and fill it in tommorow. I am a bit of a hoarder so if tear a few cuboards apart, I'll find a child benefit etc letter;)

 

I when doing ou course was offered free computer and large screen to help me, I didnt fill it in and lost out, more fool me.

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I'll have to get off my bum and fill it in tommorow. I am a bit of a hoarder so if tear a few cuboards apart, I'll find a child benefit etc letter;)

 

I when doing ou course was offered free computer and large screen to help me, I didnt fill it in and lost out, more fool me.

 

Honestly it wont take you long. I filled out the form quicker than i could find my Child Benefit letter. You go for it.

:cool::cool: Blondmusic :cool::cool:
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Yesterday I waited (rather wasted) 25 minutes on child benefit helpline 0845 302 1444 just to get a CHB ref no. but no joy. Then found a different number (geographical though) on saynoto0870 and someone was on the line right after the first ring.

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MIKEY DABODEE you seem quite ignorant and flipant, you compare payments of laptops to payments of war. im sorry but i feel that is totally uncaring and out of order.

 

if it comes across like that to you then thats fine by me

 

my brother is serving out there and of course we support him and we are proud but I have my doubts to why he has to be there, but he has none

we just have the worry and the wait

 

its just nice to see money going on enjoyable things

Edited by MIKEY DABODEE
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if it comes across like that to you then thats fine by me

 

my brother is serving out there and of course we support him and we are proud but I have my doubts to why he has to be there, but he has none

we just have the worry and the wait

 

its just nice to see money going on enjoyable things

 

 

My nephew is there as well Mickey and I feel the same. Lets hope they are home soon

 

 

I think the free laptops scheme is an excellent one, lets hope everyone who is entitled to it applies and are successful in their application.

 

It should be extended to Wales and Scotland as soon as possible, its only fair

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