Thread: Lumpsum Bank Charge

Abbey are going to take out £226.39 from my bank account on the 9th Feb leaving less than £300 to feed the family and live on until 25th Feb (payday).I explained that this will create financial hardship.They said there was nothing they could do.Only by going over my overdraft could they help.I need help now to avoid going over the overdraft but the bank won't listen.I don't want to avoid the charge just split it into 2/3 manageable monthly amounts.I will only get help when in difficulty and not when I'm trying to avoid it.

I had this with them, they told me they were going to take all my benefits in one go and wouldnt listen. If they will not reason it is maybe time to get your money out of their prior to them taking it. Open up a parachute account with another bank, coop are good and quick.

Once they cannot get your money pay what you can afford a month that suits you.

Abbey are their own worst enemy.

Thanks for replying , I am thinking of doing that , possibly leaving them about £100 in the account to take.Which is what I would have wanted them to take in the first place.I do have an overdraft facility with them which when paid off with an instalment plan that I will set up with them ,means I'm gonna be free to scour the internet for a more pro friendly attitude bank/building society.

Having to empty your bank account in order for them to finally listen smacks of lunacy.Because of the Christmas period we didn't have the money to stretch as far as it normally does so that's why I'm here.

I accept the bank charges , even though they are extortionate, and only wanted to stagger the amount for a couple of months until paid off.All they have done is exasperate the situation and have me deal with their collection/dept department which in all honesty could have been avoided by them in they had only listened.