Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    ski1382 Novitiate ski1382's Avatar

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    Default Mrs Ski vs GE / Santander PPI

    Hi,

    Have started this a side thread to my legal issues one regarding this account (if interested, http://www.consumeractiongroup.co.uk...ard-cohen.html)

    Sent off an SARicon to Santander in order to obtain all documents relating to this account and obviously the original application appeared (below). It clearly shows that PPI (or "Account Cover" as it was called here) was not requested yet, in 2007 there is a note on the account showing that it had now been applied. Surely a signatureicon is required for this??

    In short, this does not seem to be proper and as such am I right in assuming that we should be able to claim these sums back? If so, how do we go about it?

    Thanks all for your time!



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    Default Re: Mrs Ski vs GE / Santander PPI

    Very Naughty.
    When I Was In Retail We Were Pushed To Sell Acct Cover And If We Didn't Sell The Targeted Amount In A Month We Would Be Held To Account If That Happened Again We Could Get Fired.
    What Has Happened Above Is Someone In The Store Accts Office Has Just Rung The Acct Through Actioning The Acct Cover.
    Is That Not Fraud,can The Office Asst Not Be Repremanded.
    Baxxerds??????????


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    Default Re: Mrs Ski vs GE / Santander PPI

    I had no problem receiving pay out on my Dorothy Perkins storecard run by Santandericon as this was opened post 2005. However they have refused on my Frasers card. Same circumstances - pushy sales person with no financial training. The reason I understand is cos the FLA who deal with pre 2005 claims are useless. I am going to raise a court action as I reckon they cannot justify repayment on one card and not on the other when the circumstance surrounding the complaints are identical.


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    Default Re: Mrs Ski vs GE / Santander PPI

    Quote Originally Posted by fin76 View Post
    Very Naughty.
    When I Was In Retail We Were Pushed To Sell Acct Cover And If We Didn't Sell The Targeted Amount In A Month We Would Be Held To Account If That Happened Again We Could Get Fired.
    What Has Happened Above Is Someone In The Store Accts Office Has Just Rung The Acct Through Actioning The Acct Cover.
    Is That Not Fraud,can The Office Asst Not Be Repremanded.
    Baxxerds??????????
    In my case (well my OH's) the agreement has the typed instruction 'account to be set up without account cover', yet he was still charged for PPIicon which we only recently realised

    Have to agree with Gamba's comment about the FLA - totally pointless waste of time..............

    LTSB PPI on various loans (current/settled) - Refunded inc 8%

    MBNA 1 Charges - Refunded inc CI

    MBNA 1 PPI - Refunded

    MBNA 2 Charges - Refunded inc 8%

    MBNA 2 PPI - Refunded

    MBNA 2 Accident Ins - Refunded

    Swift Advances (settled) Mortgage Charges -Partially refunded

    Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

    Sainsburys (settled) Loan PPI - Refunded inc CI +8%

    Sainsburys (closed) Card Charges - Refunded inc CI + 8%

    M&S Money (closed) Card Charges - Refunded inc CI

    M&S Money (closed) Card PPI - Refunded inc 8%

    Direct Line (settled) Loan PPI - Refunded inc CI + 8%

    Debenhams Card (closed) PPI - Refunded inc 8%

    Swift Mortgage Charges -Refunded

    Hitachi Finance (closed) Charges - Refunded


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE