Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I applied for my mint card on line in 2004 and have now been made redundant and cannot afford full payments, have informed them and only paying rediced amounts, no comment from them so, but have added charges to account. Now if I do CCA request and I have not actually signed any agreement, is it then uenforceble and then becomes in dispute so they cant add any charges!