Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Also known as Financial Ombudsman Service. Why do we pay tax payers money to these people.
Here is my thoughts, if you buy goods or services in the UK that are deemed not to be fit for purpose then you can get your money back. So why don't we all bring a class action claim against the fos because clearly the service they provide is not fit for purpose.
My experience is that the FOS are their to help the Banks not the public so may be they should be funded by the banks out of their bonus kitty. My run-ins with FOS are too numerous to mention but here are a few:
Reston Solicitors applied to court before even informing me i had a debt of just £184. FOS found in their favor I had to pay them £1800
Barclay Card sent beliefs to my door without any warning or court order FOS found in their favor.
I was miss sold PPI insurance. I complained at the time but FOS found in their favor. Subsequently and only because a member of the public took the case to court miss old PPI can be claimed back.
Their was an excellent case for unenforceable credit agreements. FOS took the case to the high court and mysteriously lost it setting a precedence that favors the Bankers.
So exactly what have they done for the people that pay their wages??
Failed Obstinate Sissy's
because clearly the service they provide is not fit for purpose.
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Originally Posted by kaldeepk
