Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have in the last month sent two letters to Egg for a removal of a default on my credit file.
First letter was a request of the true original default notice as I have never received one and the second letter was Statutory notice under section 10 of the data protection act.
I've had no response to either letter so what do I do now?
Do I take court action, if so any advice on that would be welcome.
I am stil making regular payments and my acoount although now with Carter is up to date.
Unlike refund of penalty charges, Egg fights against DN challenge like their lives depend on it. If you mean business, what is required is a seriously big carrot or the patience of a saint. Unless the DN was imposed by mistake (where you never fell behind on monthly payments), I would say you have less than 1% chance. As for Egg not posting the DN while saying they did, I am afraid that is almost their norm, and in a dispute it is their word against yours, as there is no legal requirement for them to use registered post.
Time to crack the EGG!
for a removal of a default on my credit file.
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