Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 27th January 2010 22:00 #1
    Mrsmancmonkey Mrsmancmonkey is offline
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    Default Sent payment in error twice

    Hi

    If you accidentally send a payment twice to your credit card should the CC provider send back one of the payments? My husband sent two payments and it was too late to stop at the bank as it sends them instantly

    Me
    A&L - Overdraft / Charges On Hold £300

    Mum v's the DCA
    NatWest. No CCA - For around 6 months no DCA has chased for this amount
    MBNA. No CCA - First Court Claim Panicking. Just about to start the small claims
    Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

    Sister
    Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent
    M&S - Have CCA. Nothing for 2 years from anyone?!
    Argos - No CCA or DCA involved for over 2 years now
    Next - No CCA or DCA involved for over 2 years now
    4 x Others accepting token payments of £1 as CCA in place.
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  2. 28th January 2010 16:59 #2
    wino wino is offline
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    Default Re: Sent payment in error twice

    I think that both payments will be credited to the account.

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  3. 28th January 2010 19:26 #3
    Mrsmancmonkey Mrsmancmonkey is offline
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    Default Re: Sent payment in error twice

    Ok thanks Wino pants

    Me
    A&L - Overdraft / Charges On Hold £300

    Mum v's the DCA
    NatWest. No CCA - For around 6 months no DCA has chased for this amount
    MBNA. No CCA - First Court Claim Panicking. Just about to start the small claims
    Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

    Sister
    Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent
    M&S - Have CCA. Nothing for 2 years from anyone?!
    Argos - No CCA or DCA involved for over 2 years now
    Next - No CCA or DCA involved for over 2 years now
    4 x Others accepting token payments of £1 as CCA in place.
    Reply With Quote Reply With Quote
  4. 28th January 2010 19:48 #4
    wino wino is offline
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    Default Re: Sent payment in error twice

    You could try asking for it back

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  5. 29th January 2010 21:15 #5
    Mrsmancmonkey Mrsmancmonkey is offline
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    Default Re: Sent payment in error twice

    Yeah we've tried and waiting for a response or if not to allocate to next months payment but its MBNAicon so I doubt very much that they will be helpful :S

    Me
    A&L - Overdraft / Charges On Hold £300

    Mum v's the DCA
    NatWest. No CCA - For around 6 months no DCA has chased for this amount
    MBNA. No CCA - First Court Claim Panicking. Just about to start the small claims
    Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

    Sister
    Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent
    M&S - Have CCA. Nothing for 2 years from anyone?!
    Argos - No CCA or DCA involved for over 2 years now
    Next - No CCA or DCA involved for over 2 years now
    4 x Others accepting token payments of £1 as CCA in place.
    Reply With Quote Reply With Quote
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE