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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
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Advice on going from JSA to Income Support (due to pregnancy)


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Hello,

 

I wondered whether anybody in their pregnancy had had experience of having to go onto Income Support 11 weeks before their due date. Would just like clarification on whether the process was straightforward or not.

 

From what I understand I have to tell the Jobcentre I'm pregnant (but when?) and they will continue to pay me JSA until I am 29 weeks pregnant - then I get signed off and have to apply for Income Support separately.

 

If anybody did this, a) is there a formal interview, and b) was there a big lapse in continuation of payment in doing so? (I guess this really depends on the area you live in?).

 

Thank you in advance for any advice given.

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hi smiley B

If you are a single person then you close your claim to JSA eleven weeks before your EDOC thats the expected date of confinment :)

or to put it simpler the date the baby is due.

 

You phone I.S contact centre the day you sign off and make your claim to I.S

They will see you at the Jobcentre to sign your declaration and ask to see proof of your pregnancy, this is usually a MATB1. This is a form your midwife gives you when your pregnancy is confimed.

 

Your claim should be processed and payment released, there should be no gap in entitlement.

When the baby is born you continue to claim IS as a lone parent.

 

 

If you have a partner who works over twenty four hours you cant claim I.S

If you have a partner who say claims JSA, you can usually claim for him for fifteen weeks after the baby is born. If he has JSA in payment then it will be taken into account. Or he can continue his JSA and claim for you

Edited by MIKEY DABODEE
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you need to tell the JC straight away that you are pregnant as you are entitled to milk tokens and they should also not be asking you to look for work as nobody will employ a pregnant person, not being funny but your not capable of doing the job due to u needing to take leave soon after joining.

 

Also you will be entitled to a sure start maternity grant of about £500.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Also :)

If you're pregnant you may be entitled to the pregnancy health grant to help you prepare for the birth of your baby

 

pregnant-woman-eating-fruit.jpg

 

 

Find out what exactly the pregnancy health grant is about in our low down on all you need to know about the new government grant

What is the pregnancy health grant?

If you’re pregnant, you may be entitled to a grant to help you prepare for the birth of your baby. This doesn’t affect your tax credit or any savings you may have.

Who is eligible for the pregnancy health grant?

Nearly every pregnant woman who is 25 weeks pregnant or more and who has been given advice from a midwife or doctor about staying healthy during pregnancy.

How much will I get paid for the pregnancy health grant?

£190 one-off payment, paid directly into your account.

How can I claim the pregnancy health grant?

Call the Health in Pregnancy Grant Helpline on 0845 366 7885. You’ll need a form from your midwife or doctor, who is required to fill in their part of the form and sign it. You then need to send this form to HM Revenue and Customs (HMRC) within 31 days, otherwise you may miss out.

Sure Start Maternity Grant

What is the Sure Start Maternity Grant?

A payment to help with the cost of a new baby for those on a low income.

Who is eligible for the Sure Start Maternity Grant?

There are a number of circumstances which may entitle you. For example, if you or your partner are on income support or receive working tax credit where a severe disability is included. You can claim it from 29 weeks of pregnancy until your baby is three months old

How much will I get for the Sure Start Maternity Grant?

£500 for each baby, paid directly into your account.

How do I claim the Sure Start Maternity Grant?

Complete pack SF100 (Sure Start) from your Jobcentre Plus or download a copy from the Department of Work and Pensions (dwp.gov.uk)

 

 

 

Claim the Sure Start Maternity Grant

 

when you I.S is up and running :)

 

If you apply for it before your I.S is in payment they will refuse it

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i thought you were also entitled to the mat grant if your partner is claiming JSA? I know the neighbour got it when her partner was claiming.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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i thought you were also entitled to the mat grant if your partner is claiming JSA? I know the neighbour got it when her partner was claiming.

 

Who is eligible?

 

 

 

 

You can get a Sure Start Maternity Grant if you or your partner receive any of the following:

  • Income Support
  • income-based Jobseeker's Allowance
  • income-related Employment and Support Allowance
  • Pension Credit :)
  • Child Tax Credit at a rate higher than the family element
  • Working Tax Credit where a disability or severe disability element is included in the award

 

and if one of the following applies to you:

  • you or your partner are pregnant and expecting a baby within 11 weeks or have given birth within the last three months

Godmother they say you learn something everyday :) I just have

 

As you have said I think its best if Smiley_B makes her claim to IS as soon as she is within her eleven weeks .

 

SmileyB get your eleven week date, to get this get a calendar and mark your due date, go back to the Sunday before your due date, now count eleven Sundys back mark that week, you can claim any day in that week or after, sign for the last time, receive your payment of JSA, on the day you sign off phone for your claim.

If you are not sure of working the date out the Jobcentre can help you

I would apply for the grant when I.S is in payment if you can wait, social fund check to see if I.S is in payment.

You should have an easy claim its straight forward and should be processed quickly

 

Good luck with everything

Edited by MIKEY DABODEE
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