Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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  1. #1
    Basic Account Holder needgoodadvice Novitiate

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    Default Problems with Corner Park Garage...Again!!

    Hi Guys,

    I have a problem with the above regarding car finance.

    June 2009 myself and partner purchased a car for 7390, we part exchanged our other car for 3000, which left a balance of 4390.

    This was purchased through a Bill of Sale.

    Unfortunately we are in arrears of around 350.
    Baliffs from the garage have been banging down the door for a couple of days, i have been afraid to open the door. The banging has gone on for over three quaters of an hour and thye also shout through my letter box!

    I have made several calls to them to speak with the Garage owner, Graham.
    He was unavailable, eventually contacting me yesterday.
    I expalined our financial situation and asked for time to catch up with arrears.
    Graham refused and said unless paid in full the car would be taken by his baliffs.

    I said that beause we had payed almost half i thought a court would have to decide...Graham said that as the car was sold Bill of sale he was able to take possesion of the car anytime!!
    I was mortified to think that not only would he have this car back but it would mean the car we part exchanged in the begining was pointless!

    After reading a previous thread about Graham and his baliffs i believe that the Bill of Sale may be void as a his clerk signed as witness.

    Please feel free to leave comment as any help/advice is greatly appreiated.

    Many Thanks,

    Needgoodadvice.


  2. #2
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    Default Re: Problems with Corner Park Garage...Again!!

    Hi All

    Ill Keep Flipping Back

    Welcome

    I Take It You Have Read Nowayjose Thread

    First Question

    Have You Paid Back More Than A Third

    It Will Be On The Agreement The Figure


  3. #3
    Basic Account Holder needgoodadvice Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    I would say so as we part exchanged our car for 3000 which then reduced the loan amount to 4390.

    Where do i stand now, is the Bill of sale enforcable?


  4. #4
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    Default Re: Problems with Corner Park Garage...Again!!

    no

    it has to be witnessed by an inderpendant person
    not an employee


  5. #5
    Basic Account Holder nowayjose Novitiate nowayjose Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    Hi needgoodadvice.... Yet another poor soul who has had the pleasure of dealing with this lovely company..... I know exactly how you are feeling right now....I was bombarded with threats before they took the car, which I lost... but that was before I posted on this site and began to fight back..... all I suggest is you do the same.....he really wont want another battle on his hands.... Postggj has always given me great advice and support and Im sure he will enjoy helping you too.....How many more people are in the same position as you.... plenty more I expect..... hope they find their way here soon....
    if I can help at all I will

    Quote Originally Posted by postggj View Post

    First Question

    Have You Paid Back More Than A Third

    It Will Be On The Agreement The Figure
    Postie Im probably wrong.... does it matter how much you pay under a BOSicon or is that HP???

    Have they sent you a default notice on the account???

    NWJx


  6. #6
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    Default Re: Problems with Corner Park Garage...Again!!

    BOSicon Is On The Way Out

    Most Of Them That Are Issued Are Flawed

    No Indapendant signatureicon
    No Indapendant Witness
    Not Registered With The High Court In 7 Days

    Credit Agreement Details Not On The Bill Of Sale

    I Can Go On And On

    It Costs Money To Do It Legit

    The BOSicon Days Are Now Numbered


  7. #7
    Basic Account Holder needgoodadvice Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    Thanks all for support!

    Really is a nightmare, i still have the car can anybody suggest what steps to take next??

    Maybe PM me as i have noticed watchers??..


  8. #8
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    Default Re: Problems with Corner Park Garage...Again!!

    Can You Pm Me The Agreement And BOSicon

    I Can Send You My Email Addy For You To Send As Attachments If You Wish


  9. #9
    Basic Account Holder osprey15 Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    hi, i too have problems with this company, the bailiffs eventually took the car and they are now hounding me for nearly 17,000 threatening court action.
    can you suggest anything that could help?


  10. #10
    Basic Account Holder nowayjose Novitiate nowayjose Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    Osprey start your own thread with more details and maybe someone can help you


  11. #11
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    Default Re: Problems with Corner Park Garage...Again!!

    Hi Nowayjose, Keep Me Informed On This One.

    NO NEWS FROM OUR FRIENDS IN WALES THEN?


  12. #12
    Basic Account Holder PAUL in NEWPORT Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    Well im sure we all have different experiences with companies.I have had cars with corner Park for 15 years and have had no problems.For ten months i offered to make a reduced payment and it was accepted and only last month i missed a month after contacting GRAHAM.Cars have been good and even my daughter has bought one recentky at sensible price and rate

    Paul


  13. #13
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    Default Re: Problems with Corner Park Garage...Again!!

    no likey bad press yawn


  14. #14
    Basic Account Holder keithl25 Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    I have to say i bought a car from corner park llantrisant, over 3 years ago on a 5 year finance. I also have had finacial difficult times within that period but have kept in touch with them and they have always helped me out by reduceing my payment without any ballif action even mentioned . oh and also the car has been reliable aswell.


  15. #15
    Basic Account Holder millitant Novitiate

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    Default Re: Problems with Corner Park Garage...Again!!

    yawn


  16. #16
    Basic Account Holder Gaston Grimsdyke Informative Gaston Grimsdyke Informative Gaston Grimsdyke Informative Gaston Grimsdyke Informative

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    Default

    Quote Originally Posted by keithl25 View Post
    I have to say i bought a car from corner park llantrisant, over 3 years ago on a 5 year finance. I also have had finacial difficult times within that period but have kept in touch with them and they have always helped me out by reduceing my payment without any ballif action even mentioned . oh and also the car has been reliable aswell.
    "Keith" I think you forgot to mention what a fantastic price you got your car for, and how competitive the interesticon rate is.

    And what a great company Corner Park Garage is to work for.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE