Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Help!!!!

  1. #1
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    stephie1 Novitiate

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    Default Help!!!!

    Hi there, i'm new to this and just do not understand this at all.

    The only charges that i have been receiving is interest from my overdrafticon every month but i never seem to have money in on this date and also get charged £30 each month due to this fact. Would i be entitled to anything with this


  2. #2
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    andrea82 Novitiate

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    Default Re: Help!!!!

    I don't think you can claim the interesticon back yet only if it goes to court, but the 30 charges you are intitled to read round all the site FAQs


  3. #3
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    andrea82 Novitiate

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    Default Re: Help!!!!

    I don't think you can claim the interesticon back yet only if it goes to court, but the 30 charges you are intitled to read round all the site FAQs and also a part called the libabary which has templates of all the letters you need to sent


  4. #4
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    andrea82 Novitiate

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    Default Re: Help!!!!

    I don't think you can claim the interesticon back yet only if it goes to court, but the 30 charges you are intitled to read round all the site FAQs and also a part called the libabary which has templates of all the letters you need to sent it will soon make sense, read tyhe threads aswell you get step by step of whaT


  5. #5
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    sleepz Novitiate

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    Default Re: Help!!!!

    Hi Stephie'.
    Your not entitled to claim back Interest on your overdrafticon, that's something you agreed to pay when you accepted the overdraft. You can however claim back any charges that they apply to your account, be that for Interest pushing you over the limit, that new pair of shoes pushing you over your limit, returned Direct Debits, unpaid cheques etc.
    It all adds up.

    Good luck with it, and be sure to read through the FAQs before you go any further (if you havn't already).

    FAQ's : http://www.consumeractiongroup.co.uk...se-read-these/

    01/08/06- Royal Bank of Scotland - S.A.R sent
    24/08/06- Royal Bank of Scotland - Statements Received
    31/08/06- Royal Bank of Scotland - 1st Request sent
    13/09/06- Royal Bank of Scotland - LBA sent
    23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)
    02/10/06- Royal Bank of Scotland - *WON* Full settlement

    07/07/09- First Plus PPI - S.A.R sent
    18/07/09- First Plus PPI - S.A.R received
    22/07/09
    - First Plus PPI - Initial request sent

  6. #6
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    andrea82 Novitiate

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    Default Re: Help!!!!

    to expect. sorry about that



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE