Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Spent the last hour or so reading various threads and I'm none the wiser! Seems to be a lot of debate about applications and agreements being one and the same etc.
Anyway, would be grateful for thoughts on this one, personally seems ok to me as it does have the prescribed terms (?) though they are very small and difficult to read and have also had a stamp and signature put over them?
In the bottom righthand box it appears to say "The current conditions of use " Conditions" are set out overleaf" - I would guess that these would contain the prescribed terms. Did they send any original T+C's with the cca?
Firstly there was a loose A4 sheet which is supposedly the reverse of the form? Also a folded leaflet which would presumably fail the "4 corners" test?
The a4 leaflet supposed to be on the reverse of the credit card agreement possibly looks to be actually larger than the cca, is this so? Maybe it is a copy of some unrelated t+c's?
Advanta / Mint agreement
put over them?
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Originally Posted by FightToTheEnd
