Thread: Charges from Microfiche! Get them!

DeeDee73 or anyone else? Im trying to check my Online Barclaycard Account and I acnt find anyway of searching for these charges ie "searched all available CHQ payments"

Could you tell me step by step. Are you sure this is barclaycard - I can only view the past 5 months statements.

PS.
Im in a bit of a dilema I submitted my lba to barclaycard on the 14/08/06 so I should be filing my moneyclaim claim on the 28th but I still dont know what my charges are...
This is the lettter I sent to them

"Dear Sir/Madam,

I am very disappointed that you have failed to comply with my letter of the 24/07/06. You have had 3 weeks to respond to this letter and you have done nothing!

I now understand that the regime of 'fees' which you have been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at Common Law, Statute and recent Consumer regulations.

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary. I am utterly disgusted the way you have treated me with regards to requesting statements of my account. A Charge of £192 to get a few pages sent to me.

I require repayment in full of all charges made against my account since june 2000. If you do not comply fully within 14 days then I shall begin a claim against you for the full amount plus interest plus a claim under ss.7 and 13 of the Data Protection Act 1998 plus my costs and without further notice.

Furthermore, I shall submit a Consumer Credit Act 1974 complaint to the OFT upon the basis that you have failed to comply with the OFT's direction of 5 April 2006 and are therefore not a 'fit and proper person' to hold a consumer credit licence under the 1974 Act. If you do not understand what this means then seek advice from your legal department.


Yours faithfully,


ffocus



What should I do if I dont have the records in time??

I have two years worth of records "come to £450 in charges" I think I'll just multiply by 3.
cheers

yep, Multiple by 3. that''s what I am doing and it's up to them to supply evidence if they disagree. If they would have complied in the first place an estimate wouldn't have been necessary. they won't get away with stalling tactics from me.

only trouble with the x3 est is that I know that those missing yeard were worse for late payments, so I'd be letting them get away with a lot, So I've ggot to get the proper figs, nearly there!