Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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Thread: Advice please

  1. 23rd March 2006 19:44 #1
    robert-lee robert-lee is offline
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    Default Advice please

    We would like to commence action against Abbeyicon but would like a little advice...Due to the level of charges for going slightly over the overdrafticon limit when using debit card...totaling in over five hundred pounds in charges just before christmas. This unforntunatley pushed us over the edge and after writing and exchanged calls which led to nothing, we were forced to put our finances in the hands of the cccs who have now arranged a repayment planicon for our creditors being mostly the abbey. Will this in any way affect a court claim against abbey. Any advice is greatly appreciated. We think this site is tremendous and wish we had seen it sooner.....Thanks

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  2. 23rd March 2006 21:19 #2
    BankFodder BankFodder is online now
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    If the arrangements yo have with the Abbeyicon are properly agreed in writing then it seems unlikely that they couls cause you trouble in this way. however, you will ahve to examin any agreement which you have made and decide.

    How much of your debt to them is charges? and how much is legit debt?

    Presumably you have already been defaulted.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
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    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 23rd March 2006 23:49 #3
    britbrick britbrick is offline
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    Default Advice please

    Hello

    I am in exactly the same position - just going with CCCS, but I am also putting a claim in to Abbeyicon against these horrendous charges and I don't see any reason why we should be deterred from that

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE