Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    crashlanding21 Novitiate

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    Default Crashlanding V Barclaycard

    Hello again CAGicon forum guys!

    Decided to take the step into credit card charges!

    Sending off my SARicon with a cheque today!

    Will keep you posted!

    Any advice on previous experience would be very grateful and appreciated!

    Thanks guys

    Graham


  2. #2
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    crashlanding21 Novitiate

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    Default Re: Crashlanding V Barclaycard

    Who should I make the payment payable to?

    Barclaycard?


  3. #3
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

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    Default Re: Crashlanding V Barclaycard

    Hi CL,

    Make it out to Barclaysicon Bank PLC.

    You'll get your charges back in full. You just have to decide if you are willing to take BC to court to get compound interesticon on top.

    Read the Interest Tutorial in my signatureicon below - Link No6.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  4. #4
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    crashlanding21 Novitiate

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    Default Re: Crashlanding V Barclaycard

    Update!

    I have my statements from barclaycard up and until they sold the debt on.

    Can I still reclaim these charges and whats the best way around this? do i proceed with the lbaicon as normal?

    Cheers


  5. #5
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    Default Re: Crashlanding V Barclaycard

    Follow the Reclaiming Guide at Link No1 in my signatureicon and use the Credit Card reclaim letter from the Bank templates libraryicon.

    Send the Prelim claim letter off with your SOC.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  6. #6
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    crashlanding21 Novitiate

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    Default Re: Crashlanding V Barclaycard

    sorry! wrong forum!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE