Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
okay so here goes and i apologise if i dont explain this very well and i will clarify any details if someone can help.
I took out a loan with RBS last march and have recently came across the paper work for it. .. on the paper work it states that the monthly repayments should be 388.79 however every month they have taken out 389.62 ( which i understand is a paltry difference but at the same token they are willing to charge excessively for bank charges etc)
so i suppose my question is wether or not this loan would be enforceable??
CONFUSED re loan agreement.
last march and have recently came across the paper work for it. .. on the paper work it states that the monthly repayments should be 388.79 however every month they have taken out 389.62 ( which i understand is a paltry difference but at the same token they are willing to charge excessively for bank charges etc)
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