Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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I have today received this copy agreement from MINT and would really appreciate advice regarding its enforceability. I don't think everything is shown on my single page with my signature and I assume the "here is your replacement card letter" and clear copy of the CCA is a reconstruct. Thankyou!
thanks for your reply, PGH. I have attached the covernote now. I hope somebody will be able to clarify if all the required info is shown on my original agreement, which looks like a photocopy. maybe there is an overleaf or page two they have omitted?
Im not sure they have. My real problem is with the orignal agreement, upon which is my signature. What they have supplied does not appear to be a complete agreement. Ignore the reconstruct as they wouldnt be able to rely on that in court.
When was the account opened?. I notice that the fees for over limit etc are £12 on the t & cs - this was the recent rate wasn't it? So if you have had this card since before they were reduced by most companies then that is not the relevant terms and conditions is it? Just a thought
When was the account opened?. I notice that the fees for over limit etc are £12 on the t & cs - this was the recent rate wasn't it? So if you have had this card since before they were reduced by most companies then that is not the relevant terms and conditions is it? Just a thought
Feb 2004... Interesting point though. I have a feeling they are supposed to supply the original t and c's too?
MINT terms enforceable? Advice please!
and I assume the "here is your replacement card letter" and clear copy of the CCA is a reconstruct. Thankyou!
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Originally Posted by foxyflugel
