Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    ever21 Novitiate

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    Default reclaim ppi from credit card

    Hi,
    I have been going through all my back statements of a credit card, and i have paid PPIicon for a couple of years that i then queried and had it removed.(as i did not request ppi in the first instance.)
    I have read through the guidelines on reclaiming, but can anyone help with the following?

    - i am still not 100% sure what initial letter to send for a refund of my payments.
    -and what calculations i can make to reclaim the ppi payments.

    Thanks
    e21


  2. #2
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    ever21 Novitiate

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    Default Re: reclaim ppi from credit card

    HI,
    Received letter today, thay are paying back the PPIicon from my credit card,
    without too much of a fuss. Pretty good going!
    e21


  3. #3
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    dec22 Novitiate

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    Default Re: reclaim ppi from credit card

    Good news for you, what institution is this with?


  4. #4
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    ever21 Novitiate

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    Default Re: reclaim ppi from credit card

    MBNAicon, but will wait till i have the money before i celebrate!


  5. #5
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    MandM Highly informative MandM Highly informative MandM Highly informative MandM Highly informative MandM Highly informative MandM Highly informative MandM's Avatar

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    Default Re: reclaim ppi from credit card

    Are they paying it back with interesticon?

    M

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  6. #6
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    ever21 Novitiate

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    Default Re: reclaim ppi from credit card

    no, just the amount of PPIicon paid.


  7. #7
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    Default Re: reclaim ppi from credit card

    Quote Originally Posted by ever21 View Post
    HI,
    Received letter today, thay are paying back the PPIicon from my credit card,
    without too much of a fuss. Pretty good going!
    e21
    Quote Originally Posted by MandM View Post
    Are they paying it back with interesticon?

    M
    Quote Originally Posted by ever21 View Post
    no, just the amount of ppi paid.
    mmm. Well if it was mis-sold then you are entitled to charge them interest.

    M

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  8. #8
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    Default Re: reclaim ppi from credit card

    I know that i could have claimed interesticon, but i was not sure what calculations were needed.
    I am happy with a refund of what i had paid.


  9. #9
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    Default Re: reclaim ppi from credit card

    Quote Originally Posted by ever21 View Post
    I know that i could have claimed interesticon, but i was not sure what calculations were needed.
    I am happy with a refund of what i had paid.
    Excellent . As long as you are happy with the outcome then that is the main objective achieved. Well done by the way.

    M

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  10. #10
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    Default Re: reclaim ppi from credit card

    Well, was not sure since it was from 2000, and had read a lot of threads with problems that were for over the 6 yr time limit.
    I know the interesticon would have been good, but at least i will be getting back what i was mis-soldicon!(hopefully)!


  11. #11
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    Default Re: reclaim ppi from credit card

    Quote Originally Posted by ever21 View Post
    Well, was not sure since it was from 2000, and had read a lot of threads with problems that were for over the 6 yr time limit.
    I know the interesticon would have been good, but at least i will be getting back what i was mis-sold!(hopefully)!
    The interest, at cc contractual rate (compounded) + 8% statutory (simple) interest (the amount a court would award for being deprived of your money), is probably worth more than the PPIicon you are reclaiming


  12. #12
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    Default Re: reclaim ppi from credit card

    i know now, but its a bit late now! wish i had known more at the time.
    ta anyway



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE