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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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unpaid rent in student halls - HCEO fees


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On 5th October 2009, a judgement for £1365.03 was made against me for unpaid rent in student halls. I was stupid to ignore all the court papers and I admit full liability for the debt.

 

I am now in contact and making payments to HCE, and after much research I would like to see if I am right.

 

I asked for a breakdown of the charges on my account which are as follows:

 

£1467.43 Judgement debt (Has jumped by £102.40 for some reason)

£101.75 Cost of Execution

£24.25 Accrued interest @ 0.26p a day

£546.37 Officers Fees

 

£2037.41 Total

 

I have made 3 payments in Nov,Dec and Jan of £100 each, but after reading Schedule 3 of the High Court Enforcement Act 2004, I belive these charges do not comply.

 

Before I go writing to HCE, could anyone give me any advice?

 

Am I correct to believe these charges are wrong?

 

Much thanks!

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On 5th October 2009, a judgement for £1365.03 was made against me for unpaid rent in student halls. I was stupid to ignore all the court papers and I admit full liability for the debt.

 

I am now in contact and making payments to HCE, and after much research I would like to see if I am right.

 

I asked for a breakdown of the charges on my account which are as follows:

 

£1467.43 Judgement debt (Has jumped by £102.40 for some reason)

£101.75 Cost of Execution

£24.25 Accrued interest @ 0.26p a day

£546.37 Officers Fees

 

£2037.41 Total

 

I have made 3 payments in Nov,Dec and Jan of £100 each, but after reading Schedule 3 of the High Court Enforcement Act 2004, I belive these charges do not comply.

 

Which charges do you dispute and for what reason(s)?

 

Before I go writing to HCE, could anyone give me any advice?

 

Am I correct to believe these charges are wrong?

 

Much thanks!

 

PT

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The £546.37 Officers Fees, as the only costs I can see they are able to add are a maximum of £50 mileage, according to scheldule 3.

 

Also the increase of £102.40 in the judgement debt.

 

I had 1 visit back in November were a letter was hand deliveried as I was at work.

 

I rang the officers mobile immediatly to arrange payment by installments.

 

If the costs are fair, than I will accept. However I can't figure it out.

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The charges will include fees under Regualtion 13, Fee 12, which is for miscellanious fees that are not provided for in the schedule.

 

These may include attendance, administration, set up, debtor services and financial management fees. Each HCEO tends to charge different amounts here as it is usually based on the costs of running an HCEO office. One with 50 staff will cost more to run than one with 10 staff.

 

Until you request a breakdown of the fees charged, you will not know how this is broken down.

 

Personally, the fees seem pretty average in the HCEO world.

 

However, these fees can be challenged by a detailed assessment in front of a Master (High Court) if you believe them to be incorrect.

 

PS - remember the fees have VAT, now at 17.5%, in them too.

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Do you mean...

 

12. Miscellaneous

 

"For any matter not otherwise provided for, such sum as a Master, district judge or costs judge may allow upon application."

 

There has been no application for these cost though.

 

I did ask them for a breakdown, and the above is how I received it within the letter.

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HCE will probably confirm - there does not have to be any application for these costs.

 

The HCEO can charge pretty much what he likes and if you object then it can go to a hearing for assessment but bear in mind the charges may well be allowed and you could leave yourself open to an application for costs by the HCEO.

 

PT

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HCE will probably confirm - there does not have to be any application for these costs. The HCEO can charge pretty much what he likes and if you object then it can go to a hearing for assessment but bear in mind the charges may well be allowed and you could leave yourself open to an application for costs by the HCEO.PT

 

PT is correct. It is the defendant that can apply to have the fees assessed by a Master etc.

 

twonames, there is no mention of 'reasonable charges' in Fee 12. However, it would be foolish of an HCEO company to charge a fee they cannot justify. HCE Group are a large company that have several offices and many staff. The costs of running this will be reflected in their fees charged under Fee 12.

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From what I have seen, assesment hearings result in minimum success for the Debtor

 

I would think you are better off paying it all off and going to Small Claims, this way you dont have the risk of costs being awarded against you, as no costs are payable (other than minimal travel expenses, or if yoyu have behaved unreasonably - which in this case would be very hard for them to show)

 

 

I would agree with HCE (thats a first) that Fee 12 does not state the extra charges have to be reasonable, but I feel it is there by implication via the fact every other section of Sched 3 states "reasonable fees"

 

I do not agree, however, that such costs can be charged without a direct application being made prior to attempting to charge them - the statement

 

"For any matter not otherwise provided for, such sum as a Master, district judge or costs judge may allow upon application."

 

Seems pretty unambiguous to me

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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I dont think that high court enforcement companies have heard of a the benefits of scale, a large company should be able to offer FAR LOWER fees as they will have staff in indian call centres or many more low paid staff carrying out the admin. A single HCEO will however if working alone not having all of this back up and therfore his fees would be higher however if you are not happy follow this advice

 

See the thread

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/219735-sherfarce-fraud-deception.html WON!!!!

 

This is normally how an HCEO operates he comes along with a WPA that most of us dont sign they will present you with a statement or letter that shows that they have levied and valued something (or not as in my case and one or 2 others) at this pont they have tried to charge you fees in the region of £1000 with more to come from subsequent visits and if you are daft enough to pay it then they get away with it unless you then start the process of pursuing them

by

1/Ask for a Statement of costs

2/ request a Subject access report

3/go through it with a fine tooth comb to find all the anomolies such as visits that havent happened levies that havent taken place, valuations that havent happened etc etc etc.

4/ complain to the police about fraud if levies or WPA not done (happycontrails /Nintendo templates are great)

5/Wait for the police to tell you its a civil mater and then send 2nd letter to the police telling them its not and that the chief constable would be included in any action( this usualy gets them to look at it a bit more seriously)

6/ complain to the HCEO that the fees are not as set out in regulation and send a letter before action

7/If as in my case you were daft enough to pay all the fees they asked for as you didnt know the law File a claim in the county court for the refund of the incorrect fees and............

8/wait for HCEO to run to the high court in an interpleader(fee assesment) hearing put in front of a master(judge) so that they can agree what should have been charged

 

They do not have control of the hearing and the master does have to comply with the law SF HAVE to provide evidence of costs and visits etc this is the key to winning:wink:

 

The fees that they try to get away with is miscellaneous fees under regulation 12 and this is where you need to be prepared to ask them for evidence of costs:wink:

Another little ruse that have used is that they apply to assess the original statement of costs and then get a clever cost clerk to make figures on another sheet addup to it and the master might fall for it to a certain degree

oh BTW he (cost clerk) quietly forgets the original money they asked for included valuations and visits that didnt happen so they dont show on sheet no 2 but the sums are still the same!!!!

 

Therefore the Subject Access Request is vital

 

If you need help in the high court I am more than willing to help you as a litigants friend

HCEO are easy to beat in the high court and the more I get to know the the more confident I am knowing exactly what they are allowed to charge and the tactics they use to throw you off track.

 

They are very skilled at what they do and you need to be wary of those tactics

In my case they are hiding behind a no further action against the HCEO that the master ordered but this is not good enough to stop me from continuing to pile on the pressure

 

All of the above of course is assuming that you are the victim of an officer of the the crown(HCEo)overcharging you and we all know that he/she wouldnt do that to you dont we??:rolleyes:

 

I dont know how to beat them by not paying other than sh..t..g yourself at every knock on the door, and waiting for them to get bored

 

I was lucky I had started a new job and had been paid so I got rid of the agro first and then started to turn on them

 

If you need help then post up and ask it is on here for you dont be afraid of them

The boot can be on the other foot !!!!

 

onlyme and many many more the number of cases is growing daily!!!!

Edited by ohitsonlyme
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I dont think that high court enforcement companies have heard of a the benefits of scale, a large company should be able to offer FAR LOWER fees as they will have staff in indian call centres or many more low paid staff carrying out the admin. A single HCEO will however if working alone not having all of this back up and therfore his fees would be higher however if you are not happy follow this advice

 

See the thread

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/219735-sherfarce-fraud-deception.html WON!!!!

 

This is normally how an HCEO operates he comes along with a WPA that most of us dont sign they will present you with a statement or letter that shows that they have levied and valued something (or not as in my case and one or 2 others) at this pont they have tried to charge you fees in the region of £1000 with more to come from subsequent visits and if you are daft enough to pay it then they get away with it unless you then start the process of pursuing them

by

1/Ask for a Statement of costs

2/ request a Subject access report

3/go through it with a fine tooth comb to find all the anomolies such as visits that havent happened levies that havent taken place, valuations that havent happened etc etc etc.

4/ complain to the police about fraud if levies or WPA not done (happycontrails /Nintendo templates are great)

5/Wait for the police to tell you its a civil mater and then send 2nd letter to the police telling them its not and that the chief constable would be included in any action( this usualy gets them to look at it a bit more seriously)

6/ complain to the HCEO that the fees are not as set out in regulation and send a letter before action

7/If as in my case you were daft enough to pay all the fees they asked for as you didnt know the law File a claim in the county court for the refund of the incorrect fees and............

8/wait for HCEO to run to the high court in an interpleader(fee assesment) hearing put in front of a master(judge) so that they can agree what should have been charged

 

They do not have control of the hearing and the master does have to comply with the law SF HAVE to provide evidence of costs and visits etc this is the key to winning:wink:

 

The fees that they try to get away with is miscellaneous fees under regulation 12 and this is where you need to be prepared to ask them for evidence of costs:wink:

Another little ruse that have used is that they apply to assess the original statement of costs and then get a clever cost clerk to make figures on another sheet addup to it and the master might fall for it to a certain degree

oh BTW he (cost clerk) quietly forgets the original money they asked for included valuations and visits that didnt happen so they dont show on sheet no 2 but the sums are still the same!!!!

 

Therefore the Subject Access Request is vital

 

If you need help in the high court I am more than willing to help you as a litigants friend

HCEO are easy to beat in the high court and the more I get to know the the more confident I am knowing exactly what they are allowed to charge and the tactics they use to throw you off track.

 

They are very skilled at what they do and you need to be wary of those tactics

In my case they are hiding behind a no further action against the HCEO that the master ordered but this is not good enough to stop me from continuing to pile on the pressure

This protection only stands if the HCEO has done nothing wrong

I have an order in my hands that states even if the HCEO has been given this protection you can still sue him.

 

All of the above of course is assuming that you are the victim of an officer of the the crown(HCEo)overcharging you and we all know that he/she wouldnt do that to you dont we??:rolleyes:

 

I dont know how to beat them by not paying other than sh..t..g yourself at every knock on the door, and waiting for them to get bored

 

I was lucky I had started a new job and had been paid so I got rid of the agro first and then started to turn on them

 

If you need help then post up and ask it is on here for you dont be afraid of them

The boot can be on the other foot !!!!

 

onlyme and many many more the number of cases is growing daily!!!!

 

LFB

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