Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    debz_00 Novitiate

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    Default Excessive charges!! £110 on Abbey graduate account.

    This month Abbeyicon said that they will be taking £110 in charges. £20 for going over my limit, £30 for a visa payment of £6.61, £30 for a £6 visa payment and £30 for paying a direct debiticon of £22 when there isn't enough money in the account. I phoned them because I cannot afford these charges and as a gesture of goodwillicon they have refunded £50 but that still means that I'm being charged £60 this month!! RUBBISH, it really is criminal!!! AGRHHHHHHHHHHHHHHHHHH!!!!

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  2. #2
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    Natasha Novitiate Natasha's Avatar

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    I know how your feeling, i had £145 worth of charges come out this month, i called them they wouldnt refund as a result i couldnt pay my Abbeyicon mortgageicon this month

    You know what to do now dont you?

    Natasha

    Abbey-received DPA letter on 13/03, received some breakdown till 2004 waiting for the more recent ones(where most charges occurred)
    sent reminder email on 17/4/06
    called abbey on 19/04/06 to remind them
    sent another email on 26/04/06
    Approx charges £2500
    received £500 refund in dec 06
    sent LBA
    Capital one- sent DPA letter 17/03
    Sent prim letter for charges of £260 14/04
    Received a refund £109 awaiting further refund of £151
    Settled IN FULL
    Barclay card- Sent DPA letter 17/03 sent reminder 14/04
    received info claiming £120
    settled in FULL

  3. #3
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    debz_00 Novitiate

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    Yep!!
    I'll be sending the data protection Act disclosure letter off ASAP!!! From the statements I've managed to find I have about £400 to claim back!!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE