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Gaza B v Alliance and Leicester


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phishing trip IGNORE

 

did you reclaim the PPI and charges yet?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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igonre the little fleecers

 

get onm with your life

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 6 years later...

this is a really strange one tbh, they have agreed a pay back of ppi.

But very strange there was in theory 3883.64 owing on account In 2009, this includes the 2146 pounds PPi single premium added at beginning of loan , they then calculated interest based on the 35.77 PPi payments I made over 36 months.

 

So total figure offer of 4093 net however they are then taking the full arrears amount off what giving me.

209 after tax which doesn’t make any sense as obviously redress is supposed to put in a position pre ppi.

 

The arrears figure without ppi would be 1737 approx, have a document showing 0.00 owing that is on the thread.

 

They sent transactional history showing these arrears written off for some reason in 2010.

 

Admitted they don’t have records either they have admitted this in writing .

 

I have calculated that purely the 35.77 payments plus stat interest would equate to a lot more then offer even if just gave me that minus the arrears which should be 2000 less.

 

Ps asked me to send income and expenditure so they can decide if to pay me redress and not use to pay arrears, fos want to take it on as odd not seen this before.

 

Thanks again  

may also add if you look at my old post the figures they quote includes the original charge for ppi, so don’t understand how they can give me that back then take it off arrears which includes the ppi amount.

 

They state account written off in 2010 but as you see in other post they were still chasing in 2013.

Why would they ask me to send income and expenditure to see if they can pay me the lot.

 

Fos looking at taking it on as not putting me back in position I would of been in if the PPI could of been claimed in the first place when lost job years ago I would be in a better position and certainly would not have ended up with large overdraft with own bank any help appreciated even if draft income form thanks

 

They calculated payment of 4093 after tax removed 

break down original ppi amount plus the interest on what I actually paid which is 35.77 x 36 months 

orig ppi charge 2146 

interest is 1999

approx figures 

 

arrears listed 3883 which includes the 2146 ppi charge without that should be 1737 owed

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  • Andyorch changed the title to Re Gaza B v Alliance and Leicester

Threads merged.

 

Andy

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you still got that spreadsheet I did for you?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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