Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    Default skintasa/Abbey PPI

    hi,
    ive had a loan with the Abbeyicon national for the past 4 years,in a recent letter they referred to PPI,although i never requestde it and it does not show up on any statements i have a feeling it was a seperate policy altogether.Up until last year i had a direct debiticon of £7.99 every month which appeared on my bank statements as something adminicon (cant remember the name ) ,when i enquired at my local bank they couldnt tell me what it was so i cancelled the dd. I had no letters from anyone asking why the dd had been shut down,could this have been a PPI ?,how can i find out ?
    thanks.


  2. #2
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    Default Re: How to find out if i can claim?

    Quote Originally Posted by skintasa View Post
    hi,
    ive had a loan with the Abbeyicon national for the past 4 years,in a recent letter they referred to PPI,although i never requestde it and it does not show up on any statements i have a feeling it was a seperate policy altogether.Up until last year i had a direct debiticon of £7.99 every month which appeared on my bank statements as something adminicon (cant remember the name ) ,when i enquired at my local bank they couldnt tell me what it was so i cancelled the dd. I had no letters from anyone asking why the dd had been shut down,could this have been a PPI ?,how can i find out ?
    thanks.

    I would maybe think a full SARicon to abbey would reveal any details about ppi.


  3. #3
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    Default Re: How to find out if i can claim?

    hi nagasis,
    have requested CCA from the Abbeyicon as the loan is pre 2007,would there be any reference to the PPIicon on this ?
    thanks.


  4. #4
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    Default Re: How to find out if i can claim?

    Quote Originally Posted by skintasa View Post
    hi,
    ive had a loan with the Abbeyicon national for the past 4 years,in a recent letter they referred to PPI,although i never requestde it and it does not show up on any statements i have a feeling it was a seperate policy altogether.Up until last year i had a direct debiticon of £7.99 every month which appeared on my bank statements as something adminicon (cant remember the name ) ,when i enquired at my local bank they couldnt tell me what it was so i cancelled the dd. I had no letters from anyone asking why the dd had been shut down,could this have been a PPI ?,how can i find out ?
    thanks.
    you need to start your own thread

    i'll get this and the replies merged for you into a thread of your own

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  5. #5
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    Default Re: skintasa/Abbey PPI

    Done

    If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
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  6. #6
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    Default Re: How to find out if i can claim?

    Quote Originally Posted by skintasa View Post
    hi nagasis,
    have requested CCA from the Abbeyicon as the loan is pre 2007,would there be any reference to the PPIicon on this ?
    thanks.
    there should be.
    lets see then p'haps SARicon, if not.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  7. #7
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    Default Re: skintasa/Abbey PPI

    hi, recieved this letter from Abbeyicon 13-1 10 (its took me until now to work out how to attach it)GRRRRRR.
    Still waiting for CCA reply from them,this letter has obviously crossed it in the post.
    Should i deal with this ASAP or wait for CCA request.
    thanks skintasa.

    Attached Images

  8. #8
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    Default Re: skintasa/Abbey PPI

    and you stil didn't get it to work..............
    can't read postage stamps!

    in bucket
    make the image large screen
    right click it
    hit copy
    come here &
    right click
    hit paste

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  9. #9
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    Default Re: skintasa/Abbey PPI

    hope one of these is visible.


  10. #10
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    Default Re: skintasa/Abbey PPI

    post up the default notice they speak of too.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  11. #11
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    Default Re: skintasa/Abbey PPI

    I think this is the one they refer to.


  12. #12
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    Default Re: skintasa/Abbey PPI

    remove the a/c number

    that default notice is defective BTW: they say 14days from
    they MUST give a specific date.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  13. #13
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    Default Re: skintasa/Abbey PPI

    Hi dx,
    Could you explain how its defective,is the 14 days from not the date on the notice.
    What do i need to do next ?


  14. #14
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    Default Re: skintasa/Abbey PPI

    no the date they state must be a written date, not 14 days from the date of this letter or WHY.

    use the search in the blue bar for defective default notice or something like that.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  15. #15
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    Default Re: skintasa/Abbey PPI

    Hi everyone,
    Recieved this reply to CCA request from Abbeyicon today.
    No mention of PPIicon on here.
    Gonna go with the SARicon letter next.
    Should i ignore the default while this is pending, or will they carry on with that ?
    Also if anyone notices anything wrong in this CCA please let me know.
    thanks.


  16. #16
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    Default Re: skintasa/Abbey PPI

    3


  17. #17
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    Default Re: skintasa/Abbey PPI

    Quote Originally Posted by skintasa View Post
    Hi everyone,
    Recieved this reply to CCA request from Abbeyicon today.
    No mention of PPIicon on here.
    Gonna go with the SARicon letter next.
    Should i ignore the default while this is pending, or will they carry on with that ?
    Also if anyone notices anything wrong in this CCA please let me know.
    thanks.
    they will carryon with the default.
    you need to challenge it.

    as for the pixs
    they have a ll gone
    so can't say on the cca for you.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  18. #18
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    Default Re: skintasa/Abbey PPI

    1


  19. #19
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    Default Re: skintasa/Abbey PPI

    2


  20. #20
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    Default Re: skintasa/Abbey PPI

    hi everyone,
    How do i go about challenging the default notice,is it the 14 days from no specific date,or the fact that i am in dispute with the account.
    thanks.



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