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    • How was the "receiver" appointed and what is their role? Appointed by the lender under the terms of their security on the loan (sometimes referred to as "LPA Receiver")? Or are they acting for you in insolveny? What's the current role of the agent?
    • Wait for more replies, but that letter to me can be interpreted as a letter before action. Ignoring it can have consequences. The court to impose sanctions for failure in responding to a letter of claim.
    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
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Being made to pay someone elses electricity bill


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I moved into my new place home.

Contacted the utility providers.

The electricity company sent someone to read the meter.

I then receive my 1st bill as expected.

What I didn't expect, was for it to be dated *prior* to my ownership of the property.

 

I contacted the company and identifiedthe mistake.

They accepted I was a new customer but,

They said there was still an outstanding amount on that meter.

I said, contact the people that owe you the money and take my name off *their* bill.

They said they dont have *their* details and until I provide them with a name and address I'm liable for the debt!

 

I think this is very unfair and have sent them the legal stuff to show when I 1st took over the property.

They have since separated the two accounts to enable me to pay what I do owe, yet they have not removed my name from the other bill.

 

I can probably track down the new address of the previous occupants but given the way they have treated me I don't feel like doing their work for them.

 

Am I obliged to provide this information?

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They have absolutely no right to charge you for power used prior to you moving into your home. That is almost similar to theft by false pretences. Send them a recorded or registered letter stating that you do not accept responsibility for power used prior to moving into the premises and it is not up to you to find out who the previous occupier is as to get this info may involve someone breaking the Data Protection Act.

At the same time start looking for a new supplier as obviously you can't trust the current supplier who are only interested in ripping you off. EDF have a good deal on electric at present and Eribco on gas. We change suppliers about twice a year and save a lot of money. BTW make sure that the meter serial number is the same one against the one on their bill and keep a note of this meter serial number.

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They have absolutely no right to charge you for power used prior to you moving into your home. That is almost similar to theft by false pretences. Send them a recorded or registered letter stating that you do not accept responsibility for power used prior to moving into the premises and it is not up to you to find out who the previous occupier is as to get this info may involve someone breaking the Data Protection Act.

At the same time start looking for a new supplier as obviously you can't trust the current supplier who are only interested in ripping you off. EDF have a good deal on electric at present and Eribco on gas. We change suppliers about twice a year and save a lot of money. BTW make sure that the meter serial number is the same one against the one on their bill and keep a note of this meter serial number.

 

That's an interesting point you raise about Data protection.

I'm sure if I wanted details of previous occupants, they would decline, stating Data protection.

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Definitely write a letter to their complaints department sent in recorded delivery... may I suggest something along the following lines:

Dear Sir/Madam (or address to the director of customer services if you can find that info)

After moving into my property on --/--/20-- I contacted you to let you know I had took up residence of the property and was to become responsible for payment of the utility services to the property from that date, I have even sent you legal documentation to prove my date of purchase, I enclose another copy for your attention.

 

I do not accept liability for any charges incurred by the previous occupier, I do not have their details and do not believe it is my responsibility to provide you with this information.

 

The meter reading when I moved in was xxxxx and I will only pay for charges incurred after this meter reading. Please remove my details from any recprds that you have giving rise to charges before this meter reading and confirm in writing to me that this action has been taken.

 

Should your company still pursue me for this inaccurate debt, I will raise the matter with the Energy Supply Ombudsman, Watchdog and local and national press, who I'm sure would find this matter very interesting.

 

Yours sincerely

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Secondsout.

 

I have merged both your threads and unapproved two posts.

 

Regards.

 

Scott.

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Definitely write a letter to their complaints department sent in recorded delivery... may I suggest

 

I like the wording of your letter, very concise! - cheers.

 

Does anyone know if you are legally required to pass on the details of previous occupiers, upon request by an electricity company? statute?

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yeah you're not legally required to pass on the previous occupiers details, it isn't a breach of DPA for you to pass them on as the supplier has a vested interest in the property, in cases of rental properties, you very rarely know who the previous occupier was.

 

Where you have purchased the property it is good practise to advise who the vendor was but it is not a legal requirement by any means

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