Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Do secret commissions apply on CCs and if so should they be disclosed under a SAR?
Hi
If the CC provider has an agreement with a PPI provider it is likely there is a beneficial financial relationship. If so, should this not be disclosed under a SAR request? And does that mean that commission could recovered in addition to the PPI by the consumer?
Re: Do secret commissions apply on CCs and if so should they be disclosed under a SAR?
Originally Posted by Gamba
Hi
If the CC provider has an agreement with a PPI provider it is likely there is a beneficial financial relationship. If so, should this not be disclosed under a SAR request? And does that mean that commission could recovered in addition to the PPI by the consumer?
Just a thought but would welcome any views.
IMO it is unlikely you will find them admitting to any link between Creditor and Insurance provider. This of course is where they blame each other when claims for mis-sold PPI are submitted.
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Do secret commissions apply on CCs and if so should they be disclosed under a SAR?
provider it is likely there is a beneficial financial relationship. If so, should this not be disclosed under a SAR
Reply With Quote
Originally Posted by Gamba
