Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've had a Default added to my credit file for my RBS account.
The balance was made up of bank Charges which with the help of the fos i've managed to get back through the financial hardship route.
I have previously sent a CCA request for a copy of the default as i never received the original but they wrote to me saying they don't have to provide it but it was sent to me.
Whilst i had my complaint in with the FOS they told me there was nothing they could do about the default and that i'd have to deal with RBS directly which so far has got me nowhere.
I'd really appreciate some advice about what i should do next.
Help - RBS Default
account.
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