Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well here we go then S.A.R. letters sent today 15/8/06 for both myself and himself. Upon reading other threads re GE Money seems that they can be awkward little blighters, so am very nervous about this.
Any info/support gratefully received.
Hi Eunice, GE Money have just refunded all of my charges after sending my initial claim letter. £254 in total. The money will appear as a credit in my account.
It may be that rather than create a backlog of cases, someone has had the foresight to refund the smaller claims to avoid further costs to them in admin.
I have just recieved my statement of account this week and am about to send my prelim letter.
Am claiming for unpaid DD fee and settlement admin fee...can i claim back the settlement interest as well? (its £350 and would be fab to get back!!!)
Hi thanks for the information, it really is words of comfort at the moment. Lost my job on Friday (due to cutbacks) so have got the right hump, am channelling all my energies into getting revenge on ALL the buggers who think its ok to rip off all of us little people. Still hav'nt stopped working out how many there are feels like there's loads of them. But believe me they will all be hearing from me at some time soon. Just need to get organised, so will do one a week I think just to keep me amused, whilst I'm job hunting. Himself not so sure he thinks that there can be some sever comebacks over this, but he will be pleased when he sees the cheques start to drop on the mat.
Can't believe it, all information received today it took just 10 days from S.A.R. So now i've gots loads of information and no idea what to do next, oh well back to reading f.a.q.'s. - Update later.
Right am starting to go through statements, and have found these entries. ON TRANSACTION HISTORY PRINTOUT. a) Retail interest charged automatically at cycle time. b) Product type used for payment protection plans. c) Arrears letter charge. ON COPY STATEMENTS. a) Late payment charge. b) Interest. c) Account Cover Premium. CAN ANYONE TELL ME WHICH OF THESE I CAN CLAIM BACK PLEASE.
Letters received today GE Capital crediting various store card accounts with total of £597.00. Have said that they will not remove default so am sending reply remove or else.
letter received from Sara Wainwright 'unfortunately we cannot refund your monies by cheque, as you owe us money blah blah, so we have credited it to your accounts etc' Also says that they no longer hold our accounts and are now administerd by CL Finance Ltd. Regarding default she cannot remove it but recommends that I put a note of correction on the file. So thats what I'm going to do, as I dont want to rock the boat, as the accounts have already gone through the court system and have CCj's on them, and apparently I should not have claimed against them in the first place (advice I have been given). So anyway I now consider this one to be closed.
i would contest this ...if the account information contained unlawful charges the data supplied to the cras is inaccurate and also the default can be deamed inaccurate...and inaccurate information is a big no no...007
learn only from my mistakes and what the courts find in my favour
"ALWAYS QUOTE ME AS BEING MISQUOTED"
if this has helped i would love you to click my scales..