Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rocky09 Novitiate

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    Default yes car credit and go debt...

    we are being harassed by go debt, we had a car back in 2002/3... we gave it back, yes cc said we will take it back as you have paid over half,and you will owe nothing else... go debt have been trying to get money out of us for the last 2 yrs or so...yesterday someone phone saying they was coming out with litigation papers. whatever thay are???? .. anyway he said he would email me the origianl contract first thing this morning then he would phone this afternoon ... no email yet.... no phone callicon yet....what do i do??


  2. #2
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    Default Re: yes car credit and go debt...

    first thing
    as its yes car game over
    there agreements are total crap so relax and enjoy the ride

    when was the car sent back
    month and year
    when was the last payment made
    month and year


  3. #3
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    Default Re: yes car credit and go debt...

    the bloke on the phone said last payment was made in 2005...


  4. #4
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    Default Re: yes car credit and go debt...

    yes i bet he said that

    when was the last time you remember making a payment

    by the way
    my tally is six out of six against yes car agreement


  5. #5
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    Default Re: yes car credit and go debt...

    i cant remember to be honest.... was a long time ago...should we pay them?


  6. #6
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    Default Re: yes car credit and go debt...

    pay them nothing
    pay them nothing
    do you still have the agreement



  7. #7
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    Default Re: yes car credit and go debt...

    looking for it... he said he would email mea copy this morning.. not got it yet... he was going on about all these insurances we had with it.. i dont remember any...


  8. #8
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    Default Re: yes car credit and go debt...

    have a nose and get back to me

    your in for a surprise

    http://www.consumeractiongroup.co.uk...r-daf-ltd.html


    it tells all from start to finish


  9. #9
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    Default Re: yes car credit and go debt...

    they just phoned to say they are emailing it over to me in the next 10 mins... can i post it on here for you to look at?


  10. #10
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    Default Re: yes car credit and go debt...

    please do

    they are keen arnt they

    if they phone in the next hour

    tell them to call again about five to give you chance to go over the paperwork

    THIS IS IMPORTANT

    UNDER NO CIRCUMSTANCE ARE YOU TO ACKNOWLEDGE THIS DEBT IN WRITING OR MAKE AN OFFER OR PAYMENT



  11. #11
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    Default Re: yes car credit and go debt...

    Deleate Name Etc But Leave In The Figures


  12. #12
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    Default Re: yes car credit and go debt...

    Quote Originally Posted by postggj View Post
    Deleate Name Etc But Leave In The Figures
    ok will try.. i am not good with computers... cut and paste from the email?


  13. #13
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    Default Re: yes car credit and go debt...

    This Is Complicated For You
    Print Out That Email
    When You Get The Email, Ill Ask Some Questions
    Just Answer Yes Or No

    By The Way

    Ill Be Surprised If They Have The Agreement
    As We Speak Go Debt Are Prob On The Phone To Daf Trying To Locate The Agreement


  14. #14
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    Default Re: yes car credit and go debt...

    it wont copy and paste... ask away...


  15. #15
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    Default Re: yes car credit and go debt...

    On The Right Hand Side Of The Agreement Under The Insurance Bit

    Has Any Trade In Or Deposit Gone To Be Paid As A Deposit On The Insurance,PPIicon Etc

    What Ime Looking At Is Any Deposit Trade In Has Gone On A Down Payment On The Insurance And Not The Car


  16. #16
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    Default Re: yes car credit and go debt...

    Quote Originally Posted by postggj View Post
    On The Right Hand Side Of The Agreement Under The Insurance Bit

    Has Any Trade In Or Deposit Gone To Be Paid As A Deposit On The Insurance,PPIicon Etc

    What Ime Looking At Is Any Deposit Trade In Has Gone On A Down Payment On The Insurance And Not The Car
    yes £250 down payment...


  17. #17
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    Default Re: yes car credit and go debt...

    Game Over

    Godebt Take A Running Jump


  18. #18
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    Default Re: yes car credit and go debt...

    WHEN GODEBT CALL AGAIN ASK HIM FOR HIS DIRECT EMAIL ADDRESS AS YOU ARE SENDING HIM A DOCUMENT

    Send By Special Delievery (important) To GODEBT
    As Well As Your Request For The Default Notice And Notice Of Assignment Tell Them This

    after Having An Audit Of My Agreement , I Have Been Informed The Agreement Can Not Be Enforced

    any Deposit Or Trade In Has Been Used For The PPIicon Insurance, Not For The Purpose Intended.
    as A Result The Agreement Is Unenforcable

    if You Maintain The Agreement Can Be Enforced, I Will Have No Allternative To Turn The Matter Over To A Firm Of Solicitors Called Stevensons.

    as You Have Had Prior Dealings With These Solicitors, Costs Now Become An Issue

    i Expect Your Reply With In 14 Days


  19. #19
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    Default Re: yes car credit and go debt...

    Email Him That Statement Above And Send Also By Special Delivery


  20. #20
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    Default Re: yes car credit and go debt...

    we gave them our old car as part ex?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE