Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Question welcome ppi claim **WON**

    can anyone give me some reassurance that I am going along the right lines. I have made a claim to welcome for missold PPIicon. This was a joint loan completed over the phone and ppi added for first named only, for 5 years and no previous health issues discussed. I have sent the first template letter which Welcome responded to by way of the questionnaire.( I now realise from these forums that maybe I shouldn`t have completed but I did) I have now had a letter saying my compllaint is being investigated and they will respond in due course. How long is "due course"? I really need a positive outcome and very,very soon. What will I do next?


  2. #2
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    Default re: welcome ppi claim **WON**

    hi janis

    when did welcome send the letter saying complaint is being investigated


  3. #3
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    Default re: welcome ppi claim **WON**

    I don`t have the letter to hand but I`m sure it was dated around 11th december and received by me around 18th dec


  4. #4
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    Default re: welcome ppi claim **WON**

    the norm is eight weeks from receipt

    but welcome seem to be dealing and paying out quite quickly these days

    even i cant work that one out

    give it two more weeks and then give them a phone to chase up your complaint


  5. #5
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    Default re: welcome ppi claim **WON**

    thanks for that . I just wasn`t sure what my next step was. Will keep you informed of my success(hopefully)


  6. #6
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    Default re: welcome ppi claim **WON**

    I have spoke to Welcome today and was told that they are behind with claims. They are employing more staff to deal and apparently the fosicon know about their situation. how can I speed things up? I desperately need the cash


  7. #7
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    Default re: welcome ppi claim **WON**

    welcome employing more staff
    thats a joke

    how long have you been waiting since you first started to reclaim the PPIicon


  8. #8
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    Default re: welcome ppi claim **WON**

    16th October then they replied on 11th dec stating i would have a response in due course


  9. #9
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    Default re: welcome ppi claim **WON**

    also have sent the request for no more phone callsicon recorded delivery last week along with cca request. Guess what I have had 2 calls today, one to my work and one on the mobile


  10. #10
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    Default re: welcome ppi claim **WON**

    the no more calls request has to be given two weeks from receipt to activate so give another seven days


  11. #11
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    Default re: welcome ppi claim **WON**

    ok . thanks . how about the PPIicon?


  12. #12
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    Default ppi offer from welcome

    Anyone have any idea Welcome will take to post cheque for PPIicon refund that I have agreed as Full and finalicon settlement.It has taken since October to reach this stage


  13. #13
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    Default Re: ppi offer from welcome

    sorry, that should have read "how long" will it take


  14. #14
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    Default Re: ppi offer from welcome

    If agreed no longer than 14 working days ... please share your story so others may make claim and learn from your process.

    I am a consumer helping other consumers. Together we can and will make a differance. Please double check any information or advise I may give as I like yourself am learning as I go along in life.
    1) give a small donation to this site to keep it going because without this forum I would know nothing.
    2) Use your experience to help somone else on another thread.

    Please do not PM me, my mail address is my username at this site address . I will not under any circumstances give out advise or help through mail, only on the open forum, however feel free to mail me to point me towards your thread and general talk etc.

  15. #15
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    Default Re: ppi offer from welcome

    I received my cheque on Saturday for PPIicon sold to me on 3 separate times. I simply used the template letter from here and sent it to Welcome. They sent me the questionnaire which I filled my name out on and returned. Lo and behold I received an offer about 3 weeks ago which stated that although they did not agree thaey would refund me and included 8% interesticon. Simples!!!


  16. #16
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    Default Re: ppi offer from welcome

    Thats great news!! think your one of the only ones ive read about who actually got a refund, can I ask what was the reason for the mis-sellingicon?


  17. #17
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    Default Re: ppi offer from welcome

    I have requested a site team member to change this thread title to WON.

    I am a consumer helping other consumers. Together we can and will make a differance. Please double check any information or advise I may give as I like yourself am learning as I go along in life.
    1) give a small donation to this site to keep it going because without this forum I would know nothing.
    2) Use your experience to help somone else on another thread.

    Please do not PM me, my mail address is my username at this site address . I will not under any circumstances give out advise or help through mail, only on the open forum, however feel free to mail me to point me towards your thread and general talk etc.

  18. #18
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    Default Re: ppi offer from welcome

    congratulations & hope you get your cheque soon. could you provide a bit more info to help some of others on here please.

    thanks


  19. #19
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    Default Re: ppi offer from welcome

    congrats and well done

    Ida x

    Cag is a free self-help site. If you are contacted by any other user recommending or offering no win no fee or paid for service, please report this to the site or to a site team member.


    CAG depends on donations. Please consider making a donation - however big or small.


    You can also help CAG by downloading and using CAG'S FREE TOOLBAR:
    Please read:
    http://www.consumeractiongroup.co.uk...hp?f=191&a=182

    LOOKING TO DEAL WITH YOUR DEBTS?: READ HERE

    http://www.consumeractiongroup.co.uk...ne-Don-t-Panic!


    Any opinions are without prejudice & without liability.

    http://www.consumeractiongroup.co.uk...i-dummies.html

  20. #20
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    Default Re: welcome ppi claim **WON**

    i have merged your threads together and added won

    Cag is a free self-help site. If you are contacted by any other user recommending or offering no win no fee or paid for service, please report this to the site or to a site team member.


    CAG depends on donations. Please consider making a donation - however big or small.


    You can also help CAG by downloading and using CAG'S FREE TOOLBAR:
    Please read:
    http://www.consumeractiongroup.co.uk...hp?f=191&a=182

    LOOKING TO DEAL WITH YOUR DEBTS?: READ HERE

    http://www.consumeractiongroup.co.uk...ne-Don-t-Panic!


    Any opinions are without prejudice & without liability.

    http://www.consumeractiongroup.co.uk...i-dummies.html


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE