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hi all i know this forum is a few months but it is exactly what i am looking for.
I am new to this and am currently filling out the FSCS form for my girlfriend in regards to PPI mis-selling
I have found her loan agreement which i hope you don't mind me posting some details from, she was blindly unaware that she was paying PPI. The loan was initially taken out in May 05
Amount of advance £30,000
picture ppi £7,485
total amount of credit £37,485
she doesn't remeber PPI being discussed during her initial loan setup over the phone and I have noticed on her loan agreement that none of the the check boxes have been ticked for any form of PPI, is that good enough grounds to claim mis-selling?
hi all i know this forum is a few months but it is exactly what i am looking for.
I am new to this and am currently filling out the FSCS form for my girlfriend in regards to PPI mis-selling
I have found her loan agreement which i hope you don't mind me posting some details from, she was blindly unaware that she was paying PPI. The loan was initially taken out in May 05
Amount of advance £30,000
picture ppi £7,485
total amount of credit £37,485
she doesn't remeber PPI being discussed during her initial loan setup over the phone and I have noticed on her loan agreement that none of the the check boxes have been ticked for any form of PPI, is that good enough grounds to claim mis-selling?
any feedback would be great
I am sure Picture went into administration. Cannot find the relevant threads but the way to claim is to approach the Financial Services Compensation Scheme (FSCS) as you mention in this post. There have been successess through the FSCS but it takes some time. Other claimants have received compensation so chin up
Try a search and you should find the relevant information.
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Help with PPI, please.
mis-selling
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Originally Posted by AMcElwaine
