Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 23rd December 2009 14:39 #1
    mo2lly mo2lly is offline
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    Default Response from FOS re MINT

    I have lodged a complaint with the fosicon regarding the PPIicon on my Mint card and recently e-mailed them for an update. This was the response I got

    RBSicon have raised a jurisdiction issue against the complaint. We are currently waiting for this to be assessed to see if we feel that the case is within our jurisdiction. Unfortunately i'm unable to provide any timescales due to the high volumes of complaints we currently hold.
    As soon as we have confirmed jurisdiction we will be in contact with you.

    Can anyone explain what this means?


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  2. 23rd December 2009 15:00 #2
    dx100uk dx100uk is online now
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    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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    Default Re: Response from FOS re MINT

    prob because they feel it is a matter for another org to sort depending upon when the A/C was first opened.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam
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  3. 28th December 2009 16:39 #3
    TINK660 TINK660 is offline
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    Default Re: Response from FOS re MINT

    This would appear to be a new ploy by RBSicon - I received exactly the same from the fosicon despite them previously confirming that they would deal with my complaint.

    As the FOS have already dealt with 2 complaints of mine against RBS for 2 loans dating back to 1998 I really cant see what the problem is.

    Tink

    GE MONEY - DEBENHAMS CARD
    Settled in full after prelim

    MBNA
    Settled after LBA
    however mistake made by me on contractual interest so going after the rest now
    SETTLED IN FULL JAN 2007

    MINT
    Offer after prelim rejected
    Settled in full after LBA


    to go:
    Barclays Bus Ac - to mcol
    Barclays CC - to mcol
    Nat West (over 6 years) no action taken yet
    Creation Financial - awaiting statements since Dec
    Goldfish - offer after prelim rejected
    and some more
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  4. 28th December 2009 23:48 #4
    mo2lly mo2lly is offline
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    Default Re: Response from FOS re MINT

    Thanks Tink. I will keep waiting and hoping for a more constructive response from the fosicon in the not too distant future. Just glad to know that I am not alone.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE