Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 4 of 4
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Schmidlin Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2008
    I am in
    Luton
    Posts
    90

    Default Questions about Car Finance

    Hi all, Ive recently had my car finance debt sold to a third party. Its been sold cos i had to give the car back and wasnt happy with the final settlement they wanted me to pay. I questioned them and had no reply and then forgot about it. Then after about 6 months, i was told that my debt had been sold as i hadnt done anything about paying them back, but i had, by sending them the letter with the questions etc. What can i do about this and my credit report, which obviously now has a Default against it, as now they have sold the debt, they dont seem to care.

    Any help would be much appreciated.

    Barclaycard-Reclaimed all charges-A/c Closed
    Burtons-Reclaimed all charges-A/c Closed
    Citifinancial-Default removed-A/c Closed
    Halifax-Reclaimed all charges-A/c Closed
    Capital One-Finally, Default removed-A/c Closed!!!

  2. #2
    Site Team Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    the computer room.
    Posts
    9,342

    Default Re: Questions about Car Finance

    Did you send your letter by recorded delivery and if so was it signed for?

    If not, there denial of ever receiving it will have to be taken at face value unless you can show otherwise.

    Trading Standards wants your help

    Dubious website businesses
    Conterfeit alcohol and cigarettes
    Illegal sales of alcohol, tobacco, knives & fireworks to children
    Cowboy builders or tradesmen
    Car clockers
    Counterfeiters
    Aggressive selling

    http://www.ripofftipoff.net/

    Never phone or accept phonecalls from debt collection companies.

    If you don't believe you can win, there is no point in getting out of bed.
    _________________________ ________________
    _________________________ ___________________


    The Consumer Action Group needs help to cover its expenses.
    You could help by making a money contribution to-
    to http://www.consumeractiongroup.c o.uk/paypal.php?go=donate

  3. #3
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
    Posts
    25,092

    Default Re: Questions about Car Finance

    and the creditor is?

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  4. #4
    Royalties Gold Account Holder
    Help the CAG!!
    Download our toolbar
    postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    19,963

    Default Re: Questions about Car Finance

    who was the finance company
    who was the debt collectionicon agency


    dx100

    give me odds

    welcome and lewis
    or
    yes car and go debt/marlin/hillesden securities

    i can smell it a mile off



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE